What was your 1st credit card?

[Anonymous]

Amex Optima in 1996 for $1300. I was young and it charged off in 2000 and I paid it off. Now I have a Zync, Gold, and BCP at $4000 all back dated to 1996.

[JMN]

I got three the minute I turned 18 (literally, I applied at 12:01am on my 18th birthday).

Citi - Student Visa with Cash Back. $3,000 limit. Current limit $18,000, now a ThankYou Card.

Bank of America - Student Visa. $1,500 limit. Current limit $25,000, now a B of A AmEx card.

Chase - Student Visa with points. $2,000 limit. Current limit $15,000, now a Freedom Card.

All are still open, and they've been joined by many new friends over the last 3 years.

[Anonymous]

MNBA ML+ with something like a 3klimit. I would't have gtten it if I didn't have a brokerage account with them already.

[Anonymous]

applied bank secured 250 card

[rubaty]

Lazarus, JB Robinsons and JCP back in 1987....still have the JCP.

[creditguy-378]

my first credit card was a hsbc plat. mc app with grandma bam 7300 cl

[missji]

1994. $100, Chase; no job, in school, maxed it out ($100!) and went to a debt consolidation company to help me get out of debt bc I was afraid to tell my parents. They sent me home...

[minimock]

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@missji wrote:
1994. $100, Chase; no job, in school, maxed it out ($100!) and went to a debt consolidation company to help me get out of debt bc I was afraid to tell my parents. They sent me home...

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If this was a recent occurance, you might not find the humor in it, but you will later in life lol

[missji]

It happened in '94...cracks me up today!

[Anonymous]

My very first CC was an AmEx in 1991, I was 21, I can not remember what CC it was (I am thinking the Optima) with a 1900CL, I was young and maxed the card out very quickly, my Father said "son, pay this card off and close the acct, you are not ready for credit yet" I took his advice, payed it off over time, never late and closed the acct.

Good thing I took his advice, I now hold two AmEx Cards, the Blue Cash and the PR Gold, both backdated to 91.