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09-09-2011 09:21 PM - edited 09-09-2011 09:28 PM
Amex Optima in 1996 for $1300. I was young and it charged off in 2000 and I paid it off. Now I have a Zync, Gold, and BCP at $4000 all back dated to 1996.
09-10-2011 03:34 AM
I got three the minute I turned 18 (literally, I applied at 12:01am on my 18th birthday).
Citi - Student Visa with Cash Back. $3,000 limit. Current limit $18,000, now a ThankYou Card.
Bank of America - Student Visa. $1,500 limit. Current limit $25,000, now a B of A AmEx card.
Chase - Student Visa with points. $2,000 limit. Current limit $15,000, now a Freedom Card.
All are still open, and they've been joined by many new friends over the last 3 years.
09-10-2011 12:31 PM
Lazarus, JB Robinsons and JCP back in 1987....still have the JCP.
09-10-2011 07:32 PM
09-10-2011 08:30 PM
1994. $100, Chase; no job, in school, maxed it out ($100!) and went to a debt consolidation company to help me get out of debt bc I was afraid to tell my parents. They sent me home...
If this was a recent occurance, you might not find the humor in it, but you will later in life lol
Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014
US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)
09-11-2011 02:34 AM
09-11-2011 09:02 AM
My very first CC was an AmEx in 1991, I was 21, I can not remember what CC it was (I am thinking the Optima) with a 1900CL, I was young and maxed the card out very quickly, my Father said "son, pay this card off and close the acct, you are not ready for credit yet" I took his advice, payed it off over time, never late and closed the acct.
Good thing I took his advice, I now hold two AmEx Cards, the Blue Cash and the PR Gold, both backdated to 91.
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