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Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

What was your 2009 Credit Card Shocker?

Was it fees, CLD's, CLI's, rate increases and closure of accounts?  Was it a new credit card you always wanted and got approved for it?  Was it a change of unrequested due date?  Was it a high unexpected initial credit limit and etc.?

 

My biggest shocker was reaching my $20,000 total credit card limit goal. 

Valued Contributor
Posts: 2,682
Registered: ‎07-29-2009
0

Re: What was your 2009 Credit Card Shocker?

I've had several eye openers since I joined this forum...most of them positive.

 

My biggest shocker was when I was approved for my own Discover with a $13,140 CL...especially after being declined originally. I surprised myself that I had the courage to call for reconsideration...state my case...and have it turn out positively. (My husband's biggest shocker was likely that I got a $13,140 CL, since he has had his Discover since 1987 and has a CL of $11,800...and, I'm in school. Go figure...)

 

I thank everyone in this forum and wish everyone a very happy new year.

Frequent Contributor
Posts: 449
Registered: ‎02-21-2009
0

Re: What was your 2009 Credit Card Shocker?

[ Edited ]

rate increases on my credit cards. they are all jacked up!!  just kidding.

 

not all of them, but a few went up.

Message Edited by bakalao2k on 12-31-2009 10:54 AM
TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10
Regular Contributor
Posts: 201
Registered: ‎11-26-2007
0

Re: What was your 2009 Credit Card Shocker?

My biggest shocker was that a card in this environment is offering a 4.5% APR.  Ameriprise World Elite Mastercard.  We shall see how long this lasts. 
Moderator
Posts: 17,081
Registered: ‎07-14-2009
0

Re: What was your 2009 Credit Card Shocker?

A BoA LOC of $26,500 being closed because they said I had enough credit.
Established Contributor
Posts: 517
Registered: ‎04-13-2009
0

Re: What was your 2009 Credit Card Shocker?

I actually got approved for a unsecured card and to boot within the last 3 months of the year got approved for 4 cards!!! Now it is time to garden those 4 cards and my auto loan and lay low for 2010 to boost my scores.
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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: What was your 2009 Credit Card Shocker?

For me it is getting Discover Motiva approved. I have been trying for Discover for so long, I am glad I finally got the card with $8k cl.
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
0

Re: What was your 2009 Credit Card Shocker?

For me...it was the approval for the 10k Nationwide card.  cc unrelated shocker...when I realized I could join NFCU without help from anyone!

 

All my limits went up this year & I didn't have 1 rate jack either!  So far, it's been a good year!!

 

 

 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Regular Contributor
Posts: 248
Registered: ‎09-04-2008
0

Re: What was your 2009 Credit Card Shocker?

My BIGGEST shocker credit-wise was not Credit CARD related...I was stunned to find out that I could (and did) purchase a home. From a CC perspective, it was probably moving past my two crappy $400 CL cards (Orchard and Credit One) and getting $4K Capital One and $3.5K credit union cards. It literally made me feel human again.
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: What was your 2009 Credit Card Shocker?

Well I got two shockers; finally getting my Discover Motiva card and AMEX Green card.

$100K in Credit
Last Credit Card App: 11/16/13
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