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What was your first 10k+ card?

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Anonymous
Not applicable

Re: What was your first 10k+ card?

I had an old Juniper card (bought by Barclays) for years (my only card) that was full to it's limit and I only made minimum payments. Then I came to this forum and found out how credit cards work and how they can benefit you.

 

I paid it off, and a month later applied and got approved for 3.5k for Arrival Plus. Closed Juniper and reassigned credit limit to have $7k on Arrival Plus.

 

Still new to the forums and research, and not realizing I should probably wait longer, one month after getting the Arrival Plus, I applied for the Barclays US Airways card and BAM - $11,600 instant approval!

 

I then moved some available credit around with them. 

 

Since then, I've applied for and received all the cards you see in my profile signature. Since we know Barclays hates when they're not your only true love, they have never again showed me love since that US Airways approval day - no CLIs (either auto or asked for), no approvals for new cards (including business, like Hawaiian Airlines), which I've done at least twice. Hard pulls, too, for both CLI requests and new applications.

 

But, I can't hate them. They gave me more credit when no one else would, and was my first (still is) biggest card approval.

 

I've even taken a vacation completely using their points (I built it up to over 220,000 points in 6 months). 

Message 11 of 83
Anonymous
Not applicable

Re: What was your first 10k+ card?

AMEX on my BSP.  $5,000 -> $7,000 on an "Invited" CLI, and $7,000 -> $12,000 on a 61 day CLI.

Message 12 of 83
jon22guitar
Regular Contributor

Re: What was your first 10k+ card?

Chase Sapphire Preferred-10k. I'm still shocked to this day. 

CSP 10,000, Citi Forward 3400, Barclay Arrival+ 2750, BOA Travel Rewards 2700, Discover IT 1500, Chase Freedom 1000, Crap One 500
Message 13 of 83
Anonymous
Not applicable

Re: What was your first 10k+ card?

alliant credit card gave me 15k while my highest card at that time was 8k

Message 14 of 83
Christina_xyt
Established Contributor

Re: What was your first 10k+ card?


@CreditMagic7 wrote:

@Kenny wrote:
Lowe's.

+1


I actually have no idea what this card is except that i guess it's a store credit card..


In sequence of approval, Last app/inquiry 5/30/2015
Message 15 of 83
Christina_xyt
Established Contributor

Re: What was your first 10k+ card?


@LipzyDaizy wrote:

Diner's Club gave me 20k.  Next highest is NFCU goRewards at 9k.  I started with a $300 and a $1000 secured card in June 2014 gradually adding better CL's and cards along the way.


Wow! that's really fast to get a 20k card!!! it's only been less than half a year since you started!


In sequence of approval, Last app/inquiry 5/30/2015
Message 16 of 83
Luscher
Valued Contributor

Re: What was your first 10k+ card?

AMEX BCE
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 17 of 83
ways2go
Frequent Contributor

Re: What was your first 10k+ card?

NFCU Cash Rewarda at 12.5k last april,  then Amex TE at 6,600,  a week after I got the NFCU rewards , which the TE is now at 11,400.   

Message 18 of 83
mikelo22
Established Contributor

Re: What was your first 10k+ card?

AMEX BCE was (and is) my first. Smiley Happy

Message 19 of 83
LipzyDaizy
Regular Contributor

Re: What was your first 10k+ card?


@Christina_xyt wrote:

@LipzyDaizy wrote:

Diner's Club gave me 20k.  Next highest is NFCU goRewards at 9k.  I started with a $300 and a $1000 secured card in June 2014 gradually adding better CL's and cards along the way.


Wow! that's really fast to get a 20k card!!! it's only been less than half a year since you started!


Sorry I meant June 2013. Smiley Tongue  

Current Scores - EX 658, EQ 713, TU 722
Message 20 of 83
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