What was your first card?

[resilient]

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@kayvee_ wrote:

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@resilient wrote:

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@kayvee_ wrote:

wells fargo student visa $500 at 20 years old.

Still $500 to this day!

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Are you still 20?

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LOL nope almost 31. All other cards have grown except WFB.

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Never had WFB, from the sounds of it, I guess I'm not missing much, except their free score?

[kayvee_]

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@resilient wrote:

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@kayvee_ wrote:

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@resilient wrote:

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@kayvee_ wrote:

wells fargo student visa $500 at 20 years old.

Still $500 to this day!

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Are you still 20?

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LOL nope almost 31. All other cards have grown except WFB.

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Never had WFB, from the sounds of it, I guess I'm not missing much, except their free score?

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I dont think its free. 

[resilient]

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@Dustink wrote:

$300 limit of a US Bank College card. Had to PIF every few days to be able to use it. A couple years later, it is now my cash+ card.

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Dustink, your signature is pretty awesome to be 21.....I'm 31 and had to rebuild to get where I'm at now, but yours in impressive. Keep up the good work!

[TheClub]

Mine was a HSBC Credit card (no rewards, no annual fee, sky high interest rate)

$500 Limit

Somehow I ended up charging 1500 and it got written off 

*Paid the collections account off in full, contacted HSBC to remove the negative info off my CR, and all has been good ever since.

Glad I learned my lesson at 18!

[resilient]

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@TheClub wrote:

Mine was a HSBC Credit card (no rewards, no annual fee, sky high interest rate)

$500 Limit

Somehow I ended up charging 1500 and it got written off 

*Paid the collections account off in full, contacted HSBC to remove the negative info off my CR, and all has been good ever since.

Glad I learned my lesson at 18!

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I opened an HSBC card back in 2006 as a rebuilder, $300 limit that never went any higher. Served its purpose, I retired it last year. RIP lol

[Poki]

I received a pre-offer in the mail at the age of 18 (yep, they got me) - Capital One unsecured Playtinum (purposely misspelled) with a starting $300 limit. It eventually reached $1,000 before I decided to close it since I used my USAA MC and AmEx most of the time.

Funny thing is a few years latter I applied for a Capt1 card and its CL re-started at $300; now at a record whopping $1,500. Maybe if I just kept the old account I would be at $1,750 or even $1,550

[RushXTC]

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@jsickz32 wrote:

Mine was the BofA student plat plus. 1k inital CL. I applied for it the same morning i turned 18

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Really? The first thing I did when I turned 18 was purchase a Mossberg 500 SPX.... First thing I did on my 21st birthday was purchase a Glock 22.

On topic :

First actual credit card was BoA Cash rewards initial limit of $600...

First open credit line was with a store called "La Curacao" which helped me start my credit journey... initial limit of $300.

[Dustink]

Thanks resilient. I am about due for another app spree, but I think I have enough cards and points for now. Maybe I will look into a mortgage at some point. Don't want to mess that up. You've got a pretty nice line up too.

[creditnocash]

started with a best buy store card 2.5k but was only approved for that due too a joint application with my mom lol. 

was buying some games, they had a buy 2 get 1 free, but figured why not . 

my own first card was macys 100$ limit two months later, the lady didnt tell me what it was and i remember messaging them on the website. i laughed so hard almost fell out of my chair. since then that card is now a 3.5k limit  

its been a long 3 year ride. 

[resilient]

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@Dustink wrote:

Thanks @resilient. I am about due for another app spree, but I think I have enough cards and points for now. Maybe I will look into a mortgage at some point. Don't want to mess that up. You've got a pretty nice line up too.

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Thanks as well. Mortgage is actually next for me. In February or March time frame, my 6 month window of having no new inquiries was 15 August, so that'll be when I start shopping, provided the Army has me in a good location lol.