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What was your first card?

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ExplicitElicit
Established Contributor

Re: What was your first card?

1. What was your first card? State Farm Student Visa

2. What was the initial limit? $500

3. What year did you open it, and what age were you? 2013, 18

4. Do you still have it open? or did you close it? Still open, will be eligible for cli in October (1 year)

Message 21 of 59
ChargeItPlease
Regular Contributor

Re: What was your first card?

First card was a Providian card, opened in 1999.

Starting Score: 400s (2011) Current: EQ 655 (01-2014) Goal: 700 Last app: 01-01-14. No apps 'til 12-2014!
Message 22 of 59
tommywerdine
Regular Contributor

Re: What was your first card?

1. What was your first card? Capital One Secured Card

2. What was the initial limit? $200

3. What year did you open it, and what age were you? 2013, and I was 20, almost 21. 

4. Do you still have it open? Or did you close it? I still have it open, I want to let it hit 1 year before I close it!


My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 23 of 59
14Fiesta
Established Contributor

Re: What was your first card?

1. What was your first card? Discover IT For Students

2. What was the initial limit? $500.00 unsecured

3. What year did you open it, and what age were you? December 31, 2013 at approximately 10-11 P.M. (Happy New Years present!?!?) at the Credit fresh age of 18 years old.

4. Do you still have it open? or did you close it? Yes, it is alive and well, although I am only using it for gas this quarter as I baby my new AMEX and show it some love. Smiley Tongue






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 24 of 59
TheFate
Established Contributor

Re: What was your first card?

1. What was your first card? GE Jewelry card

 

2. What was the initial limit? $1800 (Joint account with fiance, she had the good credit lol)

 

3. What year did you open it, and what age were you? 2012 I was 25 years old

 

4. Do you still have it open? or did you close it? Still have it, still use it. Just got an increase to $3,100

Message 25 of 59
cschick
Valued Member

Re: What was your first card?

1. Discover more (for students?)
2. Either $250 or 500 can't remember always unsecured
3. 18/2008
4. Yes still open doesn't get much love other than 5% spending but CLI have grown it along side other cards. Kept for aaoa since my next card wasn't until after college graduation (4.5 years later).
FICO: 782(Ex, AMEX 8/12), Mortgage Pull(3.0%, 5/1 ARM from Local CU 2/2013): 725(EX), 757(TU), 772(EQ); 775(EX, Amex 8/14)
Cards: Amex BCE(10300), Discover(7000), Target (1000), PenFed Platinum Rewards Visa (8500), Chase Freedom(5000), Barclay Arrival+ (10000), Amex HHonors Surpass(11,800)
App'd: Barclay & Hhonors Surpass Aug 2014, PenFed & Freedom Feb 2013, Amex & Target Jul 2012, Discover Feb 2008 Gardening til ???
Goals: TBD, possibly a mortgage refi to a fixed rate or better adjustable
Message 26 of 59
Josh2942
Established Contributor

Re: What was your first card?

Capital One Journey Card
Initial limit $500
Opened May 2013
Age 18
Still open with a limit of $3k
Sock drawer
Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 27 of 59
-Cal-
Valued Contributor

Re: What was your first card?


@ChargeItPlease wrote:
First card was a Providian card, opened in 1999.

^ this, don't remember the limit

Message 28 of 59
DarkMoonLily
Frequent Contributor

Re: What was your first card?

1. What was your first card? BankAmericard Secured

2. What was the initial limit? $300

3. What year did you open it, and what age were you? (if you dont mind answering this one) I opened it 2012 and I was 20

4. Do you still have it open? or did you close it? yes it's still open. It's unsecured at 2300. Paying down a balance on it at the moment so it's not being used. 



2019 Goals: Garden and Clean up Credit Reports!!!
2020 Goals: Get a Secured Card and Auto Loan.
Message 29 of 59
indiolatino61
Valued Contributor

Re: What was your first card?


@Skye12329 wrote:

Curious so i just thought i would ask:

 

1. What was your first card? AmEx Green Card

2. What was the initial limit? NPSL

3. What year did you open it, and what age were you? (if you dont mind answering this one) Opened in 1980; Freshman in College (18 y.o.)

4. Do you still have it open? or did you close it? I closed it in good standing...reopened in 1988.

 

On a side note, to add a AU do they need to be 18?


 

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Message 30 of 59
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