What was your first credit card?

[Anonymous]

I honestly don't recal which was my very first. but I think it was either Harry Ritchie's Jewlers, or JC Penny. Been so long ago. 

[AppHappyTog]

Capital one, right when I turned 18. Thought I was cool with my $500 limit. Never grew one bit before the closed it out when I was 23 when I burned them during my divorce.

Went back for round 2 with them when I started rebuilding and got handed a $300 limit

[bizarrocreditworld]

I started in the late 90s with a First Union Visa with a $1,200 limit. I waited a long time to look into credit, but I thought that was a huge limit when I got it in the mail. 

[Goal_Getter]

A Discover card with a $1000 SL back during my freshman year in 1996. I was a broke college kid so of course i completely ruined it! I often imagine with my SL would have had i done right by that card back then. 🤔

[Anonymous]

1998 capital one $250
Didn’t make one payment

20 yrs later I have 4 capital one cards

[Anonymous]

2001 BofA secured $300...grew to like 11-12k..... that CC is long close now...wish I had SD that CC LoL

[Anonymous]

Saks 5th Ave 1978 (my very first job)

[Remedios]

It was some Providian card, cannot remember the name, CL $500.00. I think it was in  '99

Managed to ruin my credit with it in less than 9 moths 

Good times! 

[Anonymous]

A Mastercard through a local bank (Bank of NH I think) back in 1985.  I wanted to get started in credit so my dad co-signed it.  It had a $1000 SL and I handled it fairly responsibly... never got into real trouble with it other than having to pay it down slowly because I couldn't afford to PIF it... it got roughly yearly CLIs, I don't remember what it ended up at when I closed it in the early 90s.  Probably around $2500 or so.

My first card I got using my own credit (no co-signer) was a AAA Visa, don't remember who issued it, I think I got that in 1989 or so.  SL was around $700 and it gradually grew to over $7K when I closed it in 1996 or so, with a balance not far below that limit.  I had a couple other cards come and go in between there too.

After that adventure I no longer trusted myself with large limits so my next card in 1997 was a MBNA Mastercard which I immediately lowered the limit to $500.  It's now a BoA card but I still have it, and it still has a $500 limit (it was $1000 for quite a few years, then $3000 for less than a day after an auto CLI in January which prompted me to call and lower it again, and tell them not to CLI anymore).

[Anonymous]

Capital One Journey about a month after graduating college. Started at $300 and it is now at $7500. Wish I would've got started earlier.