07-06-2013 07:17 AM
Amex ZYNC w/ NPSL low 600s
07-06-2013 09:08 AM
PayPal Extras MC with GECRB. My TU was 671.
07-06-2013 09:15 AM
Barclays Apple Financing Card TU 637 if I remember right.
07-06-2013 09:20 AM
Just curious, what was the first prime card you were approved for after rebuilding your credit and what was your score?
After a year of good performance on my low-limit secured cards (CapOne & Applied), Credit Karma said I had a good chance of being approved for Barclay NFL and Discover IT, even though my FAKO was about 635. I was instantly approved for both.
Now, six months later - I have a FAKO of 715, and today received an auto-CLI to $4700 on the BarclayNFL, and expect a CLI on the Discover very soon.
Also, in the six months since I entered "PrimeVille", I have acquired the AmEx Gold PRG, and the Chase INK.
The moral: Good credit can be established very quickly, when payments are made on time, inquiries are limited, and "baddies" on the credit report are dealt with.
07-06-2013 09:24 AM
WF was both my first (initially secured) rebuilding card and first non-secured prime bank card when it graduated.
The good thing about that path is that my short credit history now has no subprime accounts or indications of rebuilding in it's history.
I highly recommend major secured cards that graduate.
07-06-2013 09:45 AM
07-06-2013 09:47 AM
Mine is BOA Cash Rewards CL $1000, score 622.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.