07-06-2013 09:08 AM
PayPal Extras MC with GECRB. My TU was 671.
07-06-2013 09:15 AM
Barclays Apple Financing Card TU 637 if I remember right.
07-06-2013 09:20 AM
Just curious, what was the first prime card you were approved for after rebuilding your credit and what was your score?
After a year of good performance on my low-limit secured cards (CapOne & Applied), Credit Karma said I had a good chance of being approved for Barclay NFL and Discover IT, even though my FAKO was about 635. I was instantly approved for both.
Now, six months later - I have a FAKO of 715, and today received an auto-CLI to $4700 on the BarclayNFL, and expect a CLI on the Discover very soon.
Also, in the six months since I entered "PrimeVille", I have acquired the AmEx Gold PRG, and the Chase INK.
The moral: Good credit can be established very quickly, when payments are made on time, inquiries are limited, and "baddies" on the credit report are dealt with.
07-06-2013 09:24 AM
WF was both my first (initially secured) rebuilding card and first non-secured prime bank card when it graduated.
The good thing about that path is that my short credit history now has no subprime accounts or indications of rebuilding in it's history.
I highly recommend major secured cards that graduate.
07-06-2013 09:45 AM
07-06-2013 09:47 AM
Mine is BOA Cash Rewards CL $1000, score 622.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO