07-06-2013 12:53 PM - edited 07-06-2013 12:54 PM
Amex Green, while I was still in the process of rebuilding my credit, with scores in the mid 600s.
I consider the point after which I rebuilt my credit to be when all of the COs/CAs dropped off my reports. That was last August, and I went on an app spree one evening. I was approved for all four cards -- Discover, BoA 1-2-3, Citi Diamond Preferred, and Wells Fargo Rewards. My scores were in the 720s at that point.
07-06-2013 01:48 PM - edited 07-06-2013 01:49 PM
Just curious, what was the first prime card you were approved for after rebuilding your credit and what was your score?
Total Rewards Visa....617 fico..recon!!! Just told them i was planning a trip to vegas next year and BAM! Instant approval!!! Played it cool
07-06-2013 02:00 PM
Hmmm, I guess that depends on how one views things. My first, and for a time only, card was the platinum Visa from WaMU, not exactly prime, but it was an unsecured card. After a year Chase tookoever, so I guess that mad it prime, but they cut my limit and raised my interest rate.
The first prime that I apped for and received was Discover IT earlier this year. Not sure of my scores in 2008 when I got the WaMu, but I'm sure they weren't pretty. When I apped for Discover they were low to mid 700s.
07-06-2013 02:08 PM
My first card was Cap1 and then about 9 months later I got my BoA student card (now PC'd to 123 rewards card). And then after about 6 years, I decided that I deserved cards that gave rewards. So I spree'd. Amex, Chase, Discover, & a BoA CLI. Approved for all of them (even though my friends told me I wouldn't be approved for a Amex, I was happy to prove them wrong).
At the time of my spree, my scores were in the 730s-740s, and after the spree because of the increase in CL and decrease in util my scores have jumped to the 750s-760s.
07-07-2013 08:08 AM
Citi Dividend Platinum Select score around 650's.. I was Shocked..
07-07-2013 08:54 AM
AMEX Blue then AMEX Zync FICO was about 700's, all my other cards rarely pulled EX so didn't know it was that high.
07-07-2013 01:12 PM - edited 07-07-2013 01:13 PM
Delta Community CU Visa - Three years after BK discharge. I'm not sure what the score was when I app'd in Jan '13, but when I CLI in May '13 my EQ was 701.
07-07-2013 03:08 PM
Depends on what your definition of Prime is. I mean I had a USAA MC with a score in the low 600's but I don't view that as prime (Chase, Barclays, Amex, Discover etc.). Of those cards my first was Discover and my scores ranged from 660s-680s.
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