My first prime card is my Bank of America Cash Rewards card. I was totally shocked that they approved me for it, but I guess having all my money with them was the difference maker. My second prime card is my Discover More.
Starting Score: TU: 566
Mines was a BoA Platnium Plus card with a $3k limit. It's at $13k now. 
@mAndrew1980 wrote:What was your first prime card and how did you get it? Pre-approved mail offer or blind application? By first prime card, I mean after re-building. Every day I come home checking my mail hoping I'll find a pre-approved offer for a prime cc. Deep down inside inside I know I won't get one until 1 or 2 baddies get removed from my CR (I have 3 altogether).
But just curious what your first prime cc was after rebuilding? Who was the first to take a chance on you? Did you know your CR has improved enough to get it or were you totally shocked?
Good topic!
For me, Amex Green. I received an invitation to apply this past May. I was shocked by the approval, as I had 2 CAs and 4 COs showing on my reports. They're old, and a couple have fallen off between then and now, but they were indeed on there.
I'm planning on trying towards the end of the year for a BoA Platinum Plus MC that supports my alumni association. I'm really hoping that since Amex took a chance on me with scores that are lower than they are currently, then perhaps BoA will decide to take a chance, as well. By then, my scores should have inched up a bit more, as I'll have a bit more aging on my rebuilder accounts and the effects of an inq should drop off. Here's hoping...
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Depends on the definition of prime. I had a BofA student Visa and Amex Blue for Students back in 02 before I went through my Dave Ramsey phase. In 09 I applied for the USAA World MC, got approved for the Platinum for $3k, then upgraded it to World MC after 6 months with CLI to $11k. Discover More and AmEx BCP have followed since.
