Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 192
Registered: ‎07-21-2010
0

Re: What was your first satisfying Purchase

JamesAllen hearts and arrows collection. Great bang/bling for the buck

Frequent Contributor
Posts: 332
Registered: ‎04-08-2011
0

Re: What was your first satisfying Purchase


xkittyx wrote:

From all your hard work, and CLI requests ? 

 

What was the first real thing you purchased ? 

 

I myself am not at this level YET !

 

But when I do, I plan on purchasing Gold and Silver. Thats my real reason to dig in and get credit worthy. 


I started investing in physical silver with my chase AARP card about a month ago. Its 5% cash back makes PM investing very do-able without too much loss from spread between bid and ask prices. 

Highlighted
Regular Contributor
Posts: 159
Registered: ‎09-02-2010
0

Re: What was your first satisfying Purchase

First it was getting my scores back up so I could close on my house in 12/2011. Then I just got approved for a 15k Visa from PSECU. My first purchase on this card is going to be a lawn tractor. It will be a John Deere 318. Not typical of anything you will find at Lowes. It has full hydraulics, a snow blower, a hydraulic snow plow, hydraulic mower lift, etc. And its the same size as a standard lawn tractor. Its gonna be a cash deal from a private seller, but PSECU doesnt have any fees or aditional interest if you use a cash advance. And you can transfer the money right into your account from your visa on the website. This will be paid off in full once the tax returns come in next month.

 

The other major purchase that I am proud of is my new Samsung HD LED TV. Put it on my BBRZ MC and got 36 months free financing. Yup, gonna take advantage of that...

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

From 9/2010 to 2/2012 I have gotten $44k in available credit, and closed on my first home 12/23/2011. All was made possible by the people here. Stay with it, it is possible!
Frequent Contributor
Posts: 364
Registered: ‎08-23-2011
0

Re: What was your first satisfying Purchase

The way I can pay my rent with a credit card is my landlord doesn't charge a convienience fee. They don't take cash of course and you can't pay your rent online. The only  option is to walk into the office yourself every month and pay with a check or visa or mastercard.

 

I remember reading somewhere that the CC companies allow convienience charges if the payment is outside their normal mode of operations so to speak. I know the electric bill charges a convienience charge to pay online with a credit card and that is the only bill I pay through my banks bill pay.

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
Regular Contributor
Posts: 140
Registered: ‎09-09-2011
0

Re: What was your first satisfying Purchase


xkittyx wrote:

From all your hard work, and CLI requests ? 

 

What was the first real thing you purchased ? 

 

I myself am not at this level YET !

 

But when I do, I plan on purchasing Gold and Silver. Thats my real reason to dig in and get credit worthy. 


My first satisfying purchase was when I bought my iPad and MacBook.
!!!! I'm on gardening mode !!!!

EQ FICO 779; TU FICO 783; EX FAKO 821
In my wallet: USAA AMEX, USAA World MasterCard,Service Credit Union Platinum Visa, Chase MasterCard, Chase Sapphire Preferred, Discover More Card, American Express Gold, American Express Platinum, Chase Continental One Pass


Established Member
Posts: 22
Registered: ‎01-01-2012
0

Re: What was your first satisfying Purchase

[quote] u can pay ur rent with a credit card? i wish i could pay BofA for my house payment with a CC,, OMG all the points i would have[/quote]. Amen! My mortgage is with Wells Fargo (not by choice) and they won't accept mortgage payments by credit card.

Starting Score: EQ 779
Current Score: EQ 779
Goal Score: EQ 800+


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.