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What was your starting limit with the Citi DC card?

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Anonymous
Not applicable

What was your starting limit with the Citi DC card?

After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.

 

My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?

 

Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.

Message 1 of 64
63 REPLIES 63
joltdude
Senior Contributor

Re: What was your starting limit with the Citi DC card?

Family member got a SL of 3K with the DC at the high APR...  did get the 6mo SP CLI to 4K.....

Also got the preapproval

 

Citi is still notoriously stingy with the SL on the DC...

 

-J

 

Message 2 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@joltdude wrote:

Family member got a SL of 3K with the DC at the high APR...  did get the 6mo SP CLI to 4K.....

Also got the preapproval

 

Citi is still notoriously stingy with the SL on the DC...

 

-J

 


I would be more than happy with a 3K SL at the high APR. Would you happen to know which CB they pulled and the scores your family member had?

Message 3 of 64
CreditMagic7
Mega Contributor

Re: What was your starting limit with the Citi DC card?

The DC card didn't exist yet but when it was introduced i had the CDP card for almost 1 year. After 12 months "Exactly" they easily allowed a PC to the DC Card. Before that PC Citi had just SP increased the CDP card from a 6 month cli schedule and so my DC start line was actually a transferred limit of $3400. Today it stands at $6.4K. The original CDP card started at a mere $800.

Message 4 of 64
joltdude
Senior Contributor

Re: What was your starting limit with the Citi DC card?

Ill have to ask them to look it up..... Thought the APR was kinda high for the given score though if i remembered but its a rewards card PIF so that wasnt a issue.. Do know their FICO and FAKO's were north of 730 however... there were a few apps at the time however.. 

 

Message 5 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@CreditMagic7 wrote:

The DC card didn't exist yet but when it was introduced i had the CDP card for almost 1 year. After 12 months "Exactly" they easily allowed a PC to the DC Card. Before that PC Citi had just SP increased the CDP card from a 6 month cli schedule and so my DC start line was actually a transferred limit of $3400. Today it stands at $6.4K. The original CDP card started at a mere $800.


Thanks for the info - that's what I'm afraid of though, applying and receiving a SL of $800 Smiley Frustrated

Message 6 of 64
CreditMagic7
Mega Contributor

Re: What was your starting limit with the Citi DC card?


@Anonymous wrote:

@CreditMagic7 wrote:

The DC card didn't exist yet but when it was introduced i had the CDP card for almost 1 year. After 12 months "Exactly" they easily allowed a PC to the DC Card. Before that PC Citi had just SP increased the CDP card from a 6 month cli schedule and so my DC start line was actually a transferred limit of $3400. Today it stands at $6.4K. The original CDP card started at a mere $800.


Thanks for the info - that's what I'm afraid of though, applying and receiving a SL of $800 Smiley Frustrated


That was on the CDP card. A simple call to the Citi EO only a short 2 months later though yielded a HP CLI to a new limit of $2K and ever since that bump i've only relied on the SP CLI's offered every 6 months.

They're EO Dept. was really pretty good with my new account it seems but it was so far my only contact like that.

 

 

Message 7 of 64
MissMoni223
Senior Contributor

Re: What was your starting limit with the Citi DC card?

I got my Citi DC card in February 2015 with a whopping SL of $1,000.  I just received some auto luv for the FIRST time from them to the tune of $500.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@MissMoni223 wrote:

I got my Citi DC card in February 2015 with a whopping SL of $1,000.  I just received some auto luv for the FIRST time from them to the tune of $500.


Thanks for the info - did the card come with the 23% APR?

Message 9 of 64
Anonymous
Not applicable

Re: What was your starting limit with the Citi DC card?


@Anonymous wrote:

After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.

 

My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?

 

Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.


1200....

Message 10 of 64
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