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I've had DC for 3 months. Citi was my 1st ever prequal from a prime bank. Having 0 patience I jumped at it in a second. I was approved $5500 SL, 15 months 0%, and 23% after that. I am not disappointed in the SL. But rate could have been better if I waited a few months. That being said rate really doesn't matter for 15 months. Will try to lower it after intro is over. Good luck if you app
@Anonymous wrote:
@Anonymous wrote:
SL of $8000. Wasn't happy
Once I received the card, Called and they immediately approved me for $20k. LolAre you referring to the Citi Double Cashback Card? Your signature indicates the SL is $500.
Yes. My signature is totally accurate
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
SL of $8000. Wasn't happy
Once I received the card, Called and they immediately approved me for $20k. LolAre you referring to the Citi Double Cashback Card? Your signature indicates the SL is $500.
Yes. My signature is totally accurate
Your post still doesn't make sense, but that's beside the point
@Anonymous wrote:After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.
My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?
Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.
My initial CL was $1200. I took an HP to get it to $5K and then got a SP CLI later on to get to $6400.
$2k for me.
My Citi DC started at $3000. I didn't see a SP increase for 1 year. First SP increase was for $1400. I immediately opted for a HP to $20,000 and they obliged.
I have no idea what my APR is nor do I really care. I don't carry balances unless its 0%.
Prequal in the mail.
Approved 12 months 0% SL 3600
after 6 months SP to 5100
23.9%
I was just happy to get in with Citi since I was denied 3 months before that on a prequal.
If it grows 1500 every 6 months I will take it.
I did try for a HP CLI when I received it but declined.
@SunriseEarth wrote:
@Anonymous wrote:After not receiving any pre-approvals for the Citi DC card for the last year I finally started receiving them this week for the Citi DC and 4 other Citi CC.
My question is: for those who have received pre-approvals for the Citi DC, with an APR of 23%, what was your starting limit?
Sorry if this is a duplicate thread, I could not find a similar thread in any of the forums.
My initial CL was $1200. I took an HP to get it to $5K and then got a SP CLI later on to get to $6400.
Very nice! Thanks for the input.
$1,500 and then SP CLI of $1,400 to $2,900. Stayed there ever since (2 CLI attempts)
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |