turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
psychic, I just canceled Kroger Personal Finance yesterday with a credit line of 5,500k. I didn't like their customer service (a bunch of youngsters with indifferent attitudes) and they kept telling me coupons were coming that I didn't get, so "Off with their heads"! 
A supervisor kept trying to convince me to keep the card and I told here I have too many other options to be botherd with nonsense from ANYBODY.
A supervisor kept trying to convince me to keep the card and I told here I have too many other options to be botherd with nonsense from ANYBODY.
The first time that you start feeling the power is when you start closing your starter cards with annual fees and puny limits.
The next time is when you start combining some cards and shutting others that have OK terms and limits, but are just kinda annoying.
And you know that you are officially a Credit Hottie when you can shrug and close a card with a 5-digit CL because it's, well, irrelevant!
Fun thread!
The next time is when you start combining some cards and shutting others that have OK terms and limits, but are just kinda annoying.
And you know that you are officially a Credit Hottie when you can shrug and close a card with a 5-digit CL because it's, well, irrelevant!
Fun thread!
So Gangcolors are all your cards issued by Citibank (Mastercards) or the Credit Unions? You kind of wiped a big selection. The only other culprit not mentioned was Cap1.
gangcolors wrote:I cancel cards if:1. I get a lower % elsewhere2. customer service is not in the USA3. my % increases for absolutely no reason (had this happen with Advanta - stay away from them!)4. I don't do business with visa, amex, manhattan bank, bank of america, chase
Starting Score: EXQ489/TU501/EQU490 Current Score as of 01/01/2013: EXQ489/TU501/EQU490
Yes Haulings, I am on that quest to be a credit card Hottie!
haulingthescoreup wrote:
The first time that you start feeling the power is when you start closing your starter cards with annual fees and puny limits.
The next time is when you start combining some cards and shutting others that have OK terms and limits, but are just kinda annoying.
And you know that you are officially a Credit Hottie when you can shrug and close a card with a 5-digit CL because it's, well, irrelevant!
Fun thread!
and What kind of time frames might this ramp be?
haulingthescoreup wrote:
The first time that you start feeling the power is when you start closing your starter cards with annual fees and puny limits.
The next time is when you start combining some cards and shutting others that have OK terms and limits, but are just kinda annoying.
And you know that you are officially a Credit Hottie when you can shrug and close a card with a 5-digit CL because it's, well, irrelevant!
Fun thread!
NICKI183 wrote:Yes Haulings, I am on that quest to be a credit card Hottie!
haulingthescoreup wrote:
The first time that you start feeling the power is when you start closing your starter cards with annual fees and puny limits.
The next time is when you start combining some cards and shutting others that have OK terms and limits, but are just kinda annoying.
And you know that you are officially a Credit Hottie when you can shrug and close a card with a 5-digit CL because it's, well, irrelevant!
Fun thread!
Aren't we all Nicki?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
FOLLOW US 
SUBSCRIBE TO myFICO EMAIL 