I have a number of new (less than 3 months old) accounts. I ran the overall UTIL up to about 30%. The short term plan was paying it all down to less than 10% in March. That is not going to happen. I had a ton of offers from Chase Slate so I applied and was approved for $3k, I was hoping for more in the neighborhood of $7k but I might be able to recon that or transfer some available credit from the Chase Amazon account. I have a long standing banking relationship with Chase, I'm new to their CCs.
When I BT to Chase Slate and it reports as being 'maxed out' is that going to do something horrible to my credit report or score? I will have about $4k on NFCU that I would like to move to 0%. I can certainly move less and pay a little more in interest if having one maxed out trade line is going to do something horrible to my score. Mostly I am worried about CLD or Balance Chasing on my AMEX accounts. I don't think NFCU will care, if Commenity closes my account I'm perfectly fine with that and Chase gave me the new TL so they are ok with what I currently have.
I requested the 3X CLI from AMEX on the Delta card last week and was denied. They listed the reason as my FICO score (653 as of 1/25) they pulled Experian. I do have score watch here at MyFICO and my Equifax is reporting at 691. I admit, with a bunch of new accounts, inqs and 30% UTIL I would deny me too! I didn't even bother with a CLI request on the AMEX Costco card. After UTIL is down to 3% or less I will request CLIs, but I may need to just let all the new TLs age too.
Once I'm down to two 0% TLs AMEX will be my main target since the APR expries in July and of all the cards I hold AMEX is the one that I worry about the relationship with. I want them to be nice to me with CLIs and maybe other products in the future 
| Card | Date Opened | Credit Limit | APR | Current Balance | March Payment | Bal after Paydown | Notes |
| AMEX Delta Gold | 12/9/2013 | 1,500.00 | 19.24% | 210.00 | 210.00 | - | |
| AMEX Costco | 12/9/2013 | 5,000.00 | 0.00% | 2,541.17 | 541.17 | 2,000.00 | 0% until July 2014 |
| NFCU CashRewards | 11/23/2013 | 17,500.00 | 14.65% | 7,123.69 | 3,000.00 | 4,123.69 | |
| NFCU nRewards | 2/9/2013 | 500.00 | 17.49% | - | - | - | Daily use card, always PIF before balance cuts |
| Chase Amazon VISA | 12/10/2013 | 3,000.00 | 22.24% | 763.36 | 763.36 | - | |
| Chase SWA VISA | 1/6/2014 | 5,000.00 | 15.24% | 2,167.40 | 2,167.40 | - | |
| NEW!! Chase SLATE | 2/19/2014 | 3,000.00 | 0.00% | - | - | - | 0% until May 2015 |
| HSN Mastercard | 12/26/2013 | 3,500.00 | 21.24% | 141.23 | 141.23 | - | |
| Inactive Cards | |||||||
| GECRB - CareCredit | 6/25/2013 | 1,200.00 | 25.99% | ||||
| GECRB - Sleeptrain | 5/27/2013 | 1,500.00 | 29.99% | ||||
| Victoria's Secret | 12/26/2013 | 700.00 | 24.99% | ||||
| Lane Bryant | 12/26/2013 | 300.00 | 24.99% | ||||
| Total | 42,700.00 | 12,946.85 | 6,823.16 | 6,123.69 | |||
| Utilization | 30.32% | 14.34% | |||||
NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
Hard to tell on your profile. I was curious myself and let Discover (when limit was 2,5K) report with 90% util...tried to report with 99% but due slow transaction processing that goal not reached. 
But the 90% did not impact my score at all but I have to say due to the other cards limits my overal util was only 3%. Still had a score close to 800 when I did this test. For my profile the only thing that really impacts is the number of accounts reporting a balance but as we have seen on this forum it depends on the bucket you are in. I did not believe it so I paid down the 90% and the score did not really change with same overall util. This is with a grain of salt as tested with my own profile only. (only revolving accounts) So others might chime in.
edit: test was mainly for EQ Fico - TU from Discover / Barclays I do not get on a daily basis but it was still 776 with 90% util when I did the test
