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Valued Member
TMOORE786
Posts: 25
Registered: ‎04-01-2008

What would be the best card to apply for ?

What would be the best card to apply for ? with my scores. On my equifax i have no inquires. who pulls equifax?
Tu 645 EQ 623 EX 638 as of 03.25.2009
Tu 695 EQ 707 EX ? as of 04/10/2009
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Epic Contributor
haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: What would be the best card to apply for ?


TMOORE786 wrote:
What would be the best card to apply for ? with my scores. On my equifax i have no inquires. who pulls equifax?

It's not just scores; it's also your reports. Hardly any lender these days goes strictly by scores.

What's on your reports that's holding your scores down? --not that they're necessarily bad; they're just not particularly strong.

It's important to know this, as different lenders are allergic to different negatives.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Valued Member
TMOORE786
Posts: 25
Registered: ‎04-01-2008

Re: What would be the best card to apply for ?

Transunion, No inquiries, 1 Derog, 1 Collection

Equifax, No inquires, 3 Derog, 1 Collection

Experian 8 Inquiries, 2 Derog, 1 collection

Tu 645 EQ 623 EX 638 as of 03.25.2009
Tu 695 EQ 707 EX ? as of 04/10/2009

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