cancel
Showing results for 
Search instead for 
Did you mean: 

What you guys think?

tag
My_Fako
Established Contributor

What you guys think?

At the mall...  Looking at jewelry....  Really. Don't want to use a credit card...  Just opened a few accounts about 3 month's ago. 

 

Barclays

Discover

Amazon 

 

Think if I go for Kay or Jared's... I'll get Aa or declined for to many new accounts? 

 

Eq around 650 1 inq last 6 month's...  Couple old baddies... 

Utilization 1%

 

 

Opinions I'll be up at the mall for a couple more hours... 

 

 

Thanks 

 

 

 

 

 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: What you guys think?

I think you should be fine. I have opened 10 new accounts (Already had 6 new accounts at the start) since August and have been approved for all apps (BoA x 2, Chase, Cap1, Citi, Discover, Synchrony Bank x 2 and two Infiniti Car Leases) except for Barclays. 

Message 2 of 4
JcT21
Frequent Contributor

Re: What you guys think?

i dont think the new accounts would hurt you.  your utilization is good.  my sister, with a fico of 590 and 3 cap1 cards (all $500 CL maxed out) , got approved at kays for $800 just about 2 weeks ago.  she has a bk7 reporting... 4yrs.

fico scores - March 2024:
TU - 727 | EX - 732 | EQ - 736 |
TCL - 168K - UTIL - less than 1%
Message 3 of 4
TrialByFire
Established Contributor

Re: What you guys think?

I agree I think you'll be fine, util is low so that's a plus. Of course none of us can predict AA; 3 accts in 3 mo is above average but don't think it's alarmingly aggressive.

Can't help ya much on approval odds...I briefly checked the pulls data base for Kay and your score is definitely within range of other approvals. Good luck

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.