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Frequent Contributor
Posts: 386
Registered: ‎05-23-2012
0

Re: Whats in your... sock drawer?

Discover, Wells Fargo Visa, United Explorer Visa (I have the United Club Visa now but I may go back to the Explorer), Amazon store card

Established Contributor
Posts: 569
Registered: ‎09-10-2012
0

Re: Whats in your... sock drawer?

My CapOne Newcomers ... has no AF and was my first card in the USA. Keep it for the time being.

Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (16,200) | Citi DCB (7,000) | CapOne (7,000) | Chase Freedom (6,300) | Walmart (4,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)


Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Whats in your... sock drawer?

All of the cards in my siggy have specific roles to fill and thus see active usage, with the exception of Kay Jeweler's. That one does, indeed, sit in my SD. I got it during my rebuild to boost my util. But I only use it about once or twice a year; last year it came out to buy a watch battery and a present for my DD. Since it has no fee, I'll keep it open so long as I can find some use for it on the rare occassion.

 

As far as my personal use goes, there are two cards in the list that don't stay in my wallet, but in those of other family members who are AUs. My DH has the WF card as his high limit card, and my DD has the Cap1 card with the small limit. My copies of those cards are also in the SD, but I actively monitor the accounts.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Posts: 262
Registered: ‎03-07-2009
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Re: Whats in your... sock drawer?

NFCU NRewards Master Card - I have a $24.95 subscription that gets charged to it monthly, but I don't carry the card.

Citi TY Preferred - Just got it, but I do not carry it. Another one with a montly subscription on it (iPad) data plan.

Walmart

American Eagle

American Signature

Abercrombie and Fitch

Shop NBC

Barclays Apple

Amex Zync

Amex Corporate Card - Until I start traveling again for the job in a few weeks.

Dillards

Discover More - Have a montly subscription on that one too. Stopped using the card last month for gas.

 


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Regular Contributor
Posts: 248
Registered: ‎05-21-2011
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Re: Whats in your... sock drawer?

Orchard bank

Barclays(use them for 0% transfer only)

ASB(local bank that after 3 years refuses to unsecure me) 

BoA.(just went in Monday)

 

 

Delta Amex $9500.........Marriott Rewards Premier $6500.......Discover IT $4600......Citi Preferred $3900.........Chase Freedom $3800......Barclay(apple) $2900.......BofA $1500.......
Capital One $4500....FNO.....$4900.....
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: Whats in your... sock drawer?


SpeedingWheels wrote:

So, whats in YOUR sock drawer? 


The only ones socked right now are the two retail cards.  Sears, because the limit is such a joke, and Penneys because it's not back to school shopping time.  

 

The rest of the cards see some use;  My wife uses the USAA Visa for her reimburseable work expenses, and runs her personal spening through the Cap1 cash.  I rotate between the Zync, USAA Amex, and Chase depending on statement date, and have auto payments for things like TV and gym on the Orchard.

 

I decided a while back that I would aggressively pursue PC and CLI until all of my cards were useable.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
Posts: 614
Registered: ‎08-24-2011
0

Re: Whats in your... sock drawer?

FSU CU MasterCard

Walmart Store

Citi Forward

AMEX Zync

Chase Freedom

 

Soon-to-be: Discover IT...I'm just using it now because it's "new," but with the joke of a limit it has, it's going in the SD after the next statement cuts.

 

Will probably put the Citi Dividend in the SD once my new Cap1 gets here...I mainly have it in my wallet because it's my only MasterCard with a decent limit, but I'll probably start alternating between it and the Cap1 card since they finally decided to stop treating me like a kid. I just have it for the sake of having a MC, just in case.

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Established Contributor
Posts: 652
Registered: ‎12-12-2012
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Re: Whats in your... sock drawer?

Technically, I only carry cards right after the bill cuts.  Then, I put those up when my next group of cards issue their statements.  The Kroger 123 rewards card is the only card I will probably never use again in my life.  It has a fantastic balance transfer offer, so I do use it for that.  But, it will never again see the inside of my wallet.

 

I haven't carried my Citi Forward because I'm taking advantage of the 0 percent introductory rate and I need to pay if off before I use it anymore.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Valued Contributor
Posts: 1,147
Registered: ‎10-15-2011
0

Re: Whats in your... sock drawer?


FloridaState12 wrote:

FSU CU MasterCard

Walmart Store

Citi Forward

AMEX Zync

Chase Freedom

 

Soon-to-be: Discover IT...I'm just using it now because it's "new," but with the joke of a limit it has, it's going in the SD after the next statement cuts.

 

Will probably put the Citi Dividend in the SD once my new Cap1 gets here...I mainly have it in my wallet because it's my only MasterCard with a decent limit, but I'll probably start alternating between it and the Cap1 card since they finally decided to stop treating me like a kid. I just have it for the sake of having a MC, just in case.


I have heard with the DIscover card that it will increase nicely with usage.  Being new with them I charged $790 to the card and then paid it off a few weeks later, but this is just the first month of having the card, so no real personal knowledge of it's habits yet.  I am going to use it though to make sure I have the best possibility of getting a good limit with them.  I like their rewards and I actually kinda like the fact that I have a Discover card after all.  Maybe one day it will hit the sock drawer when I have much better cards.  But for now it is that card and the Freedom card mostly for me.



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: Whats in your... sock drawer?


lithium78 wrote:

CapOne Platinum.  I really should cancel this card because it is useless.


You should PC it to something better.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

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