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Regular Contributor
sakhalin070
Posts: 222
Registered: ‎08-28-2012

Re: Whats in your... sock drawer?

BoA Platinum Plus MC

Macy's Star Rewards <-- $100 credit line lolololol


FICO: TU 781 EX 776
Valued Member
GangnamFICO
Posts: 87
Registered: ‎11-28-2012

Re: Whats in your... sock drawer?

[ Edited ]

all my credit cards except AMEX Gold charge card.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Regular Contributor
bobebob
Posts: 179
Registered: ‎08-14-2011

Re: Whats in your... sock drawer?

[ Edited ]

GangnamFICO wrote:

all my credit cards except AMEX Gold charge card.


What happens when a store doesn't take Amex?  

 

In my safe:

BofA Visa Signature

Amex Corporate card

 

that leaves me with Costco Amex, Walmart Discover, and DCU Visa to cover all my bases.

bobebob || Feb: My FICO SW EQ = 795 ||Feb: Walmart TU Fico=808
Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (5.8k), AmEx Corporate (5k). All PIF every month.
Valued Contributor
jsickz32
Posts: 1,810
Registered: ‎06-25-2012

Re: Whats in your... sock drawer?

All except Freedom and BCE. Been using those two a LOT and will keep using them until 06/13 when im going for the CSP and SPG
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Valued Member
ednajen
Posts: 52
Registered: ‎12-16-2010

Re: Whats in your... sock drawer?

everything except my Discover, Chase Hyatt and Amex Gold at the moment.

Cards on hand: Discover IT, Victoria's Secret, Chase Sapphire Preferred, Chase Hyatt
Virtual cards: Amazon Store Card, Paypal Smart Connect
Cards at home: Amex Zync NPSL - Merrick - Jareds - Capital One Plat - Walmart Store Card - Macys Store Card - Amex Gold NPSL
Regular Contributor
bernhardtra
Posts: 357
Registered: ‎10-15-2011

Re: Whats in your... sock drawer?

Capone (even though it has a $50 credit they gave me for being a valued customer when I asked for a reduction of my interest rate)

Household (since Capone froze CLI's)

Merrick (since they won't release my security funds or remove the annual fee, it stays there until I get an Amex, the if no changes to their policies it goes)

Walmart (unless the restart the 25 cents per gallon discount)

PayPal (high interest rate, even though I don't pay interest since I pay in full each month)

Belks (I haven't even actually used the card ever)

Bealls (they send too many emails to market to me, which makes it seem like they are desperate)

Marathon Gas (why should I use that when Discover gives me 5% back?)

Marathon Visa (the rewards aren't that great)

Barclay Rewards MC (they seem kinda iffy on customer service)

 

Basically I just use the Chase, Discover, and Compass Card now.  (Actually, I don't use the Compass Card, my sister does.)

 

The first one to list was the easiest, since they have issues for rebuilders.  Knowing what is there should be accompanied by why to give a better understanding of why.


Staying in the Garden, doin my research for the next best thing.
Barclay $1500, Marathon Visa $2500, Capital One $3500, Household $500, Marathon $900, Bealls FL $950, Belk $800, Walmart $1700, Discover $1000, Compass Bank $8000, PayPal Rewards MC $3,000, Chase $500 FICO scores (Walmart) 698 (Merrick) 712 CK Transrisk 689 Vantage 801 Credit Expert Plus Score 690
Established Contributor
lithium78
Posts: 750
Registered: ‎07-30-2011

Re: Whats in your... sock drawer?

CapOne Platinum.  I really should cancel this card because it is useless.


Starting Score: TU: 566
Current Score: TU: 729 (Walmart FICO); EQ: 754 (MyFico) EX: 776 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Whats in your... sock drawer?

Haha!!!
Yall are funny!!

My sockdrawer:
Wmt Discover
BR Visa
Discover Motiva
Lowe's
Travelocity Amex
Anf
Express
Smile Financial
Jcp
Amazon
Chase Slate

I think that's all haha! They are sd'ed due to APRs, existing balances, or just bc I get more rewards from an alternate card.

In my wallet:
Amex BCE-groceries
Chase Freedom-gas
C1 No Hassle Plat -everything else
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Whats in your... sock drawer?

Oh and Chevron and OB Gold are sd'ed! Lol
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
calihlove75
Posts: 710
Registered: ‎05-16-2012

Re: Whats in your... sock drawer?

[ Edited ]

Cap 1/ Household bank Platinum (yeah right) until it has a usable credit limit or just dies. I get angry just looking at it!

 

 

Edit : Oh and fingerhut~ cannot believe I forgot to list that!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350

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