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Frequent Contributor
Posts: 297
Registered: ‎08-28-2012
0

Re: Whats in your... sock drawer?

BoA Platinum Plus MC

Macy's Star Rewards <-- $100 credit line lolololol

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012
Valued Member
Posts: 87
Registered: ‎11-28-2012
0

Re: Whats in your... sock drawer?

[ Edited ]

all my credit cards except AMEX Gold charge card.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Frequent Contributor
Posts: 263
Registered: ‎08-14-2011
0

Re: Whats in your... sock drawer?

[ Edited ]

GangnamFICO wrote:

all my credit cards except AMEX Gold charge card.


What happens when a store doesn't take Amex?  

 

In my safe:

BofA Visa Signature

Amex Corporate card

 

that leaves me with Costco Amex, Walmart Discover, and DCU Visa to cover all my bases.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Whats in your... sock drawer?

All except Freedom and BCE. Been using those two a LOT and will keep using them until 06/13 when im going for the CSP and SPG
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
New Contributor
Posts: 55
Registered: ‎12-16-2010
0

Re: Whats in your... sock drawer?

everything except my Discover, Chase Hyatt and Amex Gold at the moment.

Go to cards: Amex BCE , CSP, Discover IT, Amex Gold NPSL
Valued Contributor
Posts: 1,147
Registered: ‎10-15-2011
0

Re: Whats in your... sock drawer?

Capone (even though it has a $50 credit they gave me for being a valued customer when I asked for a reduction of my interest rate)

Household (since Capone froze CLI's)

Merrick (since they won't release my security funds or remove the annual fee, it stays there until I get an Amex, the if no changes to their policies it goes)

Walmart (unless the restart the 25 cents per gallon discount)

PayPal (high interest rate, even though I don't pay interest since I pay in full each month)

Belks (I haven't even actually used the card ever)

Bealls (they send too many emails to market to me, which makes it seem like they are desperate)

Marathon Gas (why should I use that when Discover gives me 5% back?)

Marathon Visa (the rewards aren't that great)

Barclay Rewards MC (they seem kinda iffy on customer service)

 

Basically I just use the Chase, Discover, and Compass Card now.  (Actually, I don't use the Compass Card, my sister does.)

 

The first one to list was the easiest, since they have issues for rebuilders.  Knowing what is there should be accompanied by why to give a better understanding of why.



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Established Contributor
Posts: 930
Registered: ‎07-30-2011
0

Re: Whats in your... sock drawer?

CapOne Platinum.  I really should cancel this card because it is useless.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Whats in your... sock drawer?

Haha!!!
Yall are funny!!

My sockdrawer:
Wmt Discover
BR Visa
Discover Motiva
Lowe's
Travelocity Amex
Anf
Express
Smile Financial
Jcp
Amazon
Chase Slate

I think that's all haha! They are sd'ed due to APRs, existing balances, or just bc I get more rewards from an alternate card.

In my wallet:
Amex BCE-groceries
Chase Freedom-gas
C1 No Hassle Plat -everything else
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Whats in your... sock drawer?

Oh and Chevron and OB Gold are sd'ed! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 803
Registered: ‎05-16-2012
0

Re: Whats in your... sock drawer?

[ Edited ]

Cap 1/ Household bank Platinum (yeah right) until it has a usable credit limit or just dies. I get angry just looking at it!

 

 

Edit : Oh and fingerhut~ cannot believe I forgot to list that!

100% Ficos: EX 773 , TU 772, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $11,000~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
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