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Whats in your... sock drawer?

Frequent Contributor

Re: Whats in your... sock drawer?

BoA Platinum Plus MC

Macy's Star Rewards <-- $100 credit line lolololol

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Valued Member

Re: Whats in your... sock drawer?

all my credit cards except AMEX Gold charge card.

Walmart TU Score 740
Chase Freedom($5000); CitiThankYou Preferred($5000); GEWM Discover($3500); Walmart Store($1300); AMEX Gold; AMEX BCE($6000); GE Discount Tire($1500); Mor Furniture ($4700);Cap1($750)
Frequent Contributor

Re: Whats in your... sock drawer?


GangnamFICO wrote:

all my credit cards except AMEX Gold charge card.


What happens when a store doesn't take Amex?  

 

In my safe:

BofA Visa Signature

Amex Corporate card

 

that leaves me with Costco Amex, Walmart Discover, and DCU Visa to cover all my bases.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Valued Contributor

Re: Whats in your... sock drawer?

All except Freedom and BCE. Been using those two a LOT and will keep using them until 06/13 when im going for the CSP and SPG
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
New Contributor

Re: Whats in your... sock drawer?

everything except my Discover, Chase Hyatt and Amex Gold at the moment.

Go to cards: Amex BCE , CSP, Discover IT, Amex Gold NPSL
Valued Contributor

Re: Whats in your... sock drawer?

Capone (even though it has a $50 credit they gave me for being a valued customer when I asked for a reduction of my interest rate)

Household (since Capone froze CLI's)

Merrick (since they won't release my security funds or remove the annual fee, it stays there until I get an Amex, the if no changes to their policies it goes)

Walmart (unless the restart the 25 cents per gallon discount)

PayPal (high interest rate, even though I don't pay interest since I pay in full each month)

Belks (I haven't even actually used the card ever)

Bealls (they send too many emails to market to me, which makes it seem like they are desperate)

Marathon Gas (why should I use that when Discover gives me 5% back?)

Marathon Visa (the rewards aren't that great)

Barclay Rewards MC (they seem kinda iffy on customer service)

 

Basically I just use the Chase, Discover, and Compass Card now.  (Actually, I don't use the Compass Card, my sister does.)

 

The first one to list was the easiest, since they have issues for rebuilders.  Knowing what is there should be accompanied by why to give a better understanding of why.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Established Contributor

Re: Whats in your... sock drawer?

CapOne Platinum.  I really should cancel this card because it is useless.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Senior Contributor

Re: Whats in your... sock drawer?

Haha!!!
Yall are funny!!

My sockdrawer:
Wmt Discover
BR Visa
Discover Motiva
Lowe's
Travelocity Amex
Anf
Express
Smile Financial
Jcp
Amazon
Chase Slate

I think that's all haha! They are sd'ed due to APRs, existing balances, or just bc I get more rewards from an alternate card.

In my wallet:
Amex BCE-groceries
Chase Freedom-gas
C1 No Hassle Plat -everything else
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor

Re: Whats in your... sock drawer?

Oh and Chevron and OB Gold are sd'ed! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: Whats in your... sock drawer?

Cap 1/ Household bank Platinum (yeah right) until it has a usable credit limit or just dies. I get angry just looking at it!

 

 

Edit : Oh and fingerhut~ cannot believe I forgot to list that!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050