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Valued Contributor
navigatethis12
Posts: 1,954
Registered: ‎01-24-2012
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Re: Whats the Highest BOA credit limit given ???


youngman1234 wrote:
Chase has been good for me.... For Amex I have a high risk score cus I'm new to credit(2.5 years) and too many new accounts and inquiries..... boa I tried for a credit card when we first opened but no luck just tried again last week....still waiting on a response...

I am around the same age with credit and I got a business card with American Express after having a personal card for six months. Maybe you could try that, if they have any personal cards that you like. A lot of places seem to want at least two years of business history before extending credit, which is kind of silly since credit is what really helps a business out in the beginning.

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
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Re: Whats the Highest BOA credit limit given ???

My highest single limit card with BofA is $18,200. I could probably get more if I asked, but I barely use it anymore.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
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Re: Whats the Highest BOA credit limit given ???

My Amex risk score is high...I have a gold card with a hard limit that was placed in the 3 month cus I spent too much on the card. Since they declined twice for business cards they said cus internal risk is too high. Amex is a no go for me until my hard limit is gone I think
Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
0

Re: Whats the Highest BOA credit limit given ???

I got 26k as of Friday, but use it a lot almost all of it and then PIF. They like that I guess
Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
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Re: Whats the Highest BOA credit limit given ???


youngandcreditwrthy wrote:
But Lithium... Wouldnt you rather just have a high limit card that doesn't force you to make several pmts a month? Lol

Guess boa is hit or miss, to each his own :-)

I have higher limits cards, but BoA has a nice rewards structure, especially when it comes to gas during the months I don't get 5% from Discover.  I'll stick with this card, but BoA is missing out on my large purchases because they haven't raised the limit.  I'm not taking a hard pull for a CLI when that should be obvious to them.

 


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Regular Contributor
shadow2k
Posts: 108
Registered: ‎01-04-2008
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Re: Whats the Highest BOA credit limit given ???


lithium78 wrote:

 I'm not taking a hard pull for a CLI when that should be obvious to them.

 


Sounds like something my girlfriend would say.  Followed by, "Well if you don't already know, I'm not gonna tell you!"

 

Sometimes you have to ask for what you want. 

Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
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Re: Whats the Highest BOA credit limit given ???


shadow2k wrote:

lithium78 wrote:

 I'm not taking a hard pull for a CLI when that should be obvious to them.

 


Sounds like something my girlfriend would say.  Followed by, "Well if you don't already know, I'm not gonna tell you!"

 

Sometimes you have to ask for what you want. 


Don't be insulting.  I know what I'm talking about.  They soft me all the time, so they already know how I'm doing.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Regular Contributor
tengtengvn
Posts: 248
Registered: ‎01-18-2009
0

Re: Whats the Highest BOA credit limit given ???

I got 2K ACLI last month to the total of $12k.

What's in your wallet?
-Not Capital One.
Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: Whats the Highest BOA credit limit given ???

$800.. and counted one by one.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
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Re: Whats the Highest BOA credit limit given ???

Anyone have 50k limit ???

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