Reply
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

As far as baddies go I have 1 Collection for $1000 from 2009 and a 9.5 year old BK 7.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

Your profile looks very very very similar to mine when I got approved.
Now... What's your income?
And I already had $100k revolving cred when I got approved, even with a 696 TU fico.

I think you are 80% likely to get approved!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: Whats the magic number of Inquiries for Amex, Discover and Chase...

Well since this was resurrected, I had 5 ins on exp when I apped for the chase freedom and the Amex BCP. Both were instant approvals.
I recon'd the chase limit to 3500 from 2500
I also got instant approval for the discover it that day and NCFU flagship Visa took 5 days because I was also a Brand new member (less then 24 hours new)

Chase and Amex pulled exp
Disc pulled TU
Nfcu pulled TU to join and EQ for the card

My sights are set on a 3xCli in 61 days for the BCP and the CSP either after 90 days or upon receiving one of their targeted offers for 70k bonus points after 3k in the first Three months.
Four cards and a nfcu membership for 5 pulls total :smileyhappy:

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.