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Whats with the Chase Freedom Auto CLI's....

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Vegas4Play
Valued Contributor

Whats with the Chase Freedom Auto CLI's....

I was strolling through the credit approvals section ( I really need to stay out of there...ooohhsssaaaaa finger genie I shall not click apply now for 7 more months ) and there seems to be several Chase Freedom Auto CLI's listed there within the last couple days...is Chase sick at the tummy, or are they trying to loosen up a bit?

 

Seems they are hard on SP auto cli's.

 

What is happening?

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 1 of 9
8 REPLIES 8
driftless
Valued Contributor

Re: Whats with the Chase Freedom Auto CLI's....

I posted in the Garden Club, not the approval section, that I received a healthy auto CLI on my Freedom this week as well.
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 2 of 9
CatOfSpades
Frequent Contributor

Re: Whats with the Chase Freedom Auto CLI's....

I've always gotten regular SP CLIs from Chase. 

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Message 3 of 9
Anonymous
Not applicable

Re: Whats with the Chase Freedom Auto CLI's....

For me personally I chalked it up to my account hitting the one year mark. But, I've also seen some of the posts and not everyone hit the one year mark.
Message 4 of 9
EdMan63
Established Contributor

Re: Whats with the Chase Freedom Auto CLI's....

I remember when I got one back in September of 2015, several others got them at the same time so they must periodically review accounts do do CLI. My account was 6 months old at the time. 


Message 5 of 9
Anonymous
Not applicable

Re: Whats with the Chase Freedom Auto CLI's....

They bumped me up $3200 the other day. Must be Christmas in July.

Message 6 of 9
RonM21
Valued Contributor

Re: Whats with the Chase Freedom Auto CLI's....

I only got a SP increase after having the card like 4 or 5 months. Nada since!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 9
Anonymous
Not applicable

Re: Whats with the Chase Freedom Auto CLI's....


@Anonymous wrote:
For me personally I chalked it up to my account hitting the one year mark. But, I've also seen some of the posts and not everyone hit the one year mark.

Mine hit the one year mark in May. No joy for me.

Message 8 of 9
Vegas4Play
Valued Contributor

Re: Whats with the Chase Freedom Auto CLI's....

I have had my Freedom for 9 Months and I have not gotten J....I always run it up and PIF...oh well maybe it is because my CH 13 is still reporting.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 9
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