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- Freedom (have)
- Ink Bold
- Cash+
- Discover IT
- Dividend
- Forward
- PENFED Cash Rewards
- BCP
- Fidelity AMEX
- Bank of America Better Balance Rewards
- Walmart/Walmart Discover (strictly for TU)
- Upromise and/or Sallie Mae
Think that will have me covered for whatever's thrown at me? XD
Wish I found this forum before I even applied for anything...but hey, still got some quality cards and once a mortgage is in my grasp and car loans stay in the highest tier, apping and potential churning is more than possible!
***edit*** totally forgot about the INK Bold! This would be my overall travel card as well as guaranteed 5x on utilities, and also allow me to transfer points from Freedom to the programs and/or get the 20% bonus if redeemed through UR mall.
***edit*** BBR would also be nice for the free money each year for minimal spending
@daybreakgonesXe wrote:
- Freedom (have)
- Cash+
- Discover IT
- Dividend
- Forward
- PENFED Cash Rewards
- BCP
- Fidelity AMEX
- Walmart/Walmart Discover (strictly for TU)
- Upromise and/or Sallie Mae
- Overall great travel card that will meet my needs in the future...right now that is Blue Sky but after the bonus points are used up it becomes meh.
Think that will have me covered for whatever's thrown at me? XD
Wish I found this forum before I even applied for anything...but hey, still got some quality cards and once a mortgage is in my grasp and car loans stay in the highest tier, apping and potential churning is more than possible!
Your Cap1 limit is very impressive i havent seen anyone here with a Cap1 limit that high ....
@daybreakgonesXe wrote:
Shaun, it's actually a previous Orchard Bank secured that started at $200 from when I first turned 18!
Eventually got it up to $1500 secured, and during the transition to Cap One became unsecured. Sent me the deposit, gave me the opportunity to put it in a Chase checking account using the $200 sign up bonus and net me the extra 10% on Freedom.
After seeing that many people on the forum were able to contact the EO on their Orchards, I gave them a call. I had my Sapphire at the time at $10k, and everyone said to aim high with the credit limit increases. So I asked for $10k, and they so granted it! It's officially a Cap One platinum, and I got the annual fee waived. No rewards, but I'd like some age with Cap One so that they can PC to a quicksilver as a world MasterCard!
ah i hope soon to accomplish that i just got approved for Cap1 despite my other low limit cards they gave me an even lower limit , they gave me $300 on a QuickSilverOne thats why its not even in my siggy because it was like a slap in the face
The Ones i have are in my siggy
but my usage combo will probably be Discover IT and Freedom for the gas 5% and Bofa for others
Cap one can Kiss my SD
My combo is in my sig...Discover It and Cap One Cash Rewards. It works well enough for now but my limit is small on the Cap One card(500) so I do put more spending on my Discover Card even though techincally the Cap One card would earn more cash back for certain purchases.
Eventually I would like to add the Chase Freedom and an Amex BCP/BCE to the mix but for now I'm gardening unitl May.
@fargobzn wrote:My combo is in my sig...Discover It and Cap One Cash Rewards. It works well enough for now but my limit is small on the Cap One card(500) so I do put more spending on my Discover Card even though techincally the Cap One card would earn more cash back for certain purchases.
Eventually I would like to add the Chase Freedom and an Amex BCP/BCE to the mix but for now I'm gardening unitl May.
same i hope by the time im done gardening i be able to PC my US Bank Plat to US Bank Cash+ and then be able to be instantly approve for my others after i get the ones i want i probably will close my GE PPMC and US Bank FlexPerks Cards those are the only two that i have that i wont really need i want to keep my Credit Union CC open so...guess i should add that into my CC Combo
I pretty much have everything I want, and everything after what's in my sig are "nicieties".
This would include obtaining cards with a renewal benefit that outweighs the AF, thereby creating a positive net return simply for holding on to them. Many of the Chase hotel cards come to mind (Hyatt, PC, Marriott Premier), along with hotel cards offered through other lenders such as US Bank's Club Carlson.