08-11-2013 03:06 PM
my perfect wallet would have
Amex Delta sky miles
and one card great for everyday purchases either Barclay's or Cap 1Quicksilver
08-11-2013 03:47 PM
My Ideal Wallet-
Amex BCE- My gas card when I'm not using my BOFA Cash Rewards card. Also would be used for everyday purchases
Marriott Premier- Most of the time when I travel, I almost always stay with Marriott and could use it for future travel stays.
Chase Freedom- Already got this card, currently am using it for Gas this quarter but it will become my everyday purchase card once this quarter is over. Also used for the 5% period.
Chase Southwest Rapid Rewards Plus- Already got this card as well, and is generally used as my card for larger purchases...for now. Also used for non-category spend as well.
Citi AAdvantage Plat Select- I fly on AA as well, and it would be a good fit for me since the last few times I have flown with AA.
So generally I would SD my Discover and Forward cards and close out my PRG. And then the rest of the cards would be my Ideal wallet/combo.
08-11-2013 03:52 PM
These are the cards that see usage.
Discover iT Just because of oddball categories.
AMex blue preferred groceries
Us bank cash + eating out and pharmacy
Penfed VISA Platinum Cash Reward 5% gas .
08-11-2013 04:22 PM
I've pretty much apped for every card I've wanted, so as of right now I'm working with these in my wallet:
Discover IT - for 5% on Gas
Citi Forward - for 5% on Dining, Amazon, Bookstores (and Groceries/Gas/Drugstores/Commuter Expenses until 9/30) - I also keep it b/c I need one Visa in my wallet on the rare chance Disc/Amex isn't accepted + 9.99 APR
Citi TY Preferred - general spend until I hit $1500 for bonus TY Points, then SD.
Amex BCP - Groceries, Dept Stores, and General Spend after I hit TY spend amount - is my daily driver due to 0% APR
If I were to apply for another card, it would be the Sallie Mae card, and downgrade the BCP to BCE. Maybe
08-11-2013 05:05 PM
08-11-2013 05:37 PM - edited 08-12-2013 01:37 PM
Right now I have...
The ones that I want to get are..
08-11-2013 05:42 PM
CSP and Freedom. For mostly everything. In about 3-4 months I'm going for the BCP just for groceries.
08-11-2013 06:18 PM