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Valued Contributor
Posts: 1,361
Registered: ‎07-07-2013
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Re: Whats your combo?

As in my signature. A little bit more than I want though. Smiley LOL

Frequent Contributor
Posts: 476
Registered: ‎08-08-2013
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Re: Whats your combo?

my perfect wallet would have

Chase Sapphire

Platinum Amex

Amex Delta sky miles

and one card great for everyday purchases either Barclay's or Cap 1Quicksilver

Established Contributor
Posts: 573
Registered: ‎04-03-2013
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Re: Whats your combo?

Amex spg
Amex platinum
Discover IT
CSR | Freedom Unlimited | Freedom | Ink Business Preffered | Amex Everyday | NFCU Cash Rewards
Frequent Contributor
Posts: 476
Registered: ‎10-29-2012
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Re: Whats your combo?

My Ideal Wallet-


Amex BCE- My gas card when I'm not using my BOFA Cash Rewards card. Also would be used for everyday purchases

Marriott Premier- Most of the time when I travel, I almost always stay with Marriott and could use it for future travel stays.

Chase Freedom- Already got this card, currently am using it for Gas this quarter but it will become my everyday purchase card once this quarter is over. Also used for the 5% period.

Chase Southwest Rapid Rewards Plus- Already got this card as well, and is generally used as my card for larger purchases...for now. Also used for non-category spend as well.

Citi AAdvantage Plat Select- I fly on AA as well, and it would be a good fit for me since the last few times I have flown with AA.


So generally I would SD my Discover and Forward cards and close out my PRG. And then the rest of the cards would be my Ideal wallet/combo. 



Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Established Contributor
Posts: 500
Registered: ‎01-29-2009
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Re: Whats your combo?

These are the cards that see usage.


Discover iT  Just because of oddball categories.

AMex blue preferred groceries

Us bank cash +  eating out and pharmacy

Penfed VISA Platinum Cash Reward 5% gas .

Frequent Contributor
Posts: 471
Registered: ‎11-25-2012
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Re: Whats your combo?

I've pretty much apped for every card I've wanted, so as of right now I'm working with these in my wallet:


Discover IT - for 5% on Gas

Citi Forward  - for 5% on Dining, Amazon, Bookstores (and Groceries/Gas/Drugstores/Commuter Expenses until 9/30) - I also keep it b/c I need one Visa in my wallet on the rare chance Disc/Amex isn't accepted + 9.99 APR

Citi TY Preferred - general spend until I hit $1500 for bonus TY Points, then SD.  

Amex BCP - Groceries, Dept Stores, and General Spend after I hit TY spend amount - is my daily driver due to 0% APR


If I were to apply for another card, it would be the Sallie Mae card, and downgrade the BCP to BCE. Maybe Smiley Happy

Back to gardening as of 01-02-17.. 800+ across all three (via FAKOs) has been achieved! 5 INQs currently Smiley Happy
Frequent Contributor
Posts: 338
Registered: ‎05-21-2011
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Re: Whats your combo?

What's my combo ??...combo meal #4 from Wendy's.

But yeah. Either freedom or IT for the 5% Amex for this and that, but it's disc 90% of the time for the unlimited 1% cash back.
CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $7200........Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 114K in credit and 784 fico and ZERO INQUIRIES......ZERO.
Community Leader
Valued Contributor
Posts: 1,111
Registered: ‎05-28-2013
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Re: Whats your combo?

[ Edited ]

Right now I have...

  • Discover It
  • Amex Green
  • Barclaycard Arrival (will try to PC to the one with no AF)
  • BofA Travel Rewards
  • BofA Better Balance Rewards
  • Citi Diamond Preferred

The ones that I want to get are..

  • Amex Platinum
  • Chase Sapphire
  • Amex BCE
  • US Bank Cash+
Regular Contributor
Posts: 202
Registered: ‎11-04-2012
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Re: Whats your combo?

CSP and Freedom. For mostly everything. In about 3-4 months I'm going for the BCP just for groceries. 

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Established Contributor
Posts: 711
Registered: ‎03-07-2013
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Re: Whats your combo?

very interesting seeing all of the different combos that everyone prefers....
CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX -- Discharged (5/31/17) - 538 EQ 501 TU 559 EX
PenFed CLOC $500 - NFCU nRewards $1k - CreditOne $500 - VS $250 - Overstock $250 - KingSize $250 - Macys $5.8K (AU) - AmEx $1k (AU)

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