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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Whats your combo?

I was using my Discover IT for gas but I think I might start using my Freedom for gas this last month.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 173
Registered: ‎06-28-2012
0

Re: Whats your combo?

At this moment i use the Discover IT for Gas only, Amex BCE for groceries only, and the CSP for my traveling and dining and everything else that isnt gas or groceries.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Established Contributor
Posts: 833
Registered: ‎08-02-2008
0

Re: Whats your combo?

In my wallet at the moment are:

 

1. Citi Forward Visa Signature (use for 5% restaraunts, movies)

2. SPG Amex (use for all other types of purchases - 1% points)

3. Priceline Visa (use for all other types of purchases where Amex is not accepted - 2% points)

 

I rotate the others in for low APR, 5% rotating categories and/or other spend promotions.

FICO: EX: 743 (6/15); TU: 760 (6/15); EQ 722 (5/15)
Valued Contributor
Posts: 1,293
Registered: ‎09-14-2012
0

Re: Whats your combo?

Right now:

 

Everything - CSP

Gas - Freedom

Business - CapOne Spark Miles

 

 

Never take credit personally

Amex Business Platinum; Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $10,900; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Contributor
Posts: 103
Registered: ‎06-25-2013
0

Re: Whats your combo?

AMEX SPG-Everything

Chase Freedom-5% Category Spend (gas at the moment)

 

AMEX Green & BoA Cash Rewards go pretty much unused. Just got the SPG, need to get going on that minimum spend. 

Experian: 734 Equifax: 765 Transunion:776

BoA Cash Rewards($6500)|Fidelity Investment Rewards AMEX($5000)|Chase Freedom($4000)|
Chase Sapphire Preferred($6500)|Amex PRG ($NPSL)|Amex SPG($6000)|Amex Business Gold Rewards($NPSL)|Amex BCE ($10,200)|Citi AA Exec ($10,500)|
Established Member
Posts: 19
Registered: ‎08-11-2013
0

Re: Whats your combo?

Currently in my wallet:
Student Discover It & BankAmericard Platinum Visa
Patiently waiting for arrival! American Express BCE Smiley Happy


Discover It 2,500 CL
BankAmericard Platinum Visa 1,500 CL
American Express BCE 2,000 CL
Gardening until 8/14
Frequent Contributor
Posts: 385
Registered: ‎02-02-2010
0

Re: Whats your combo?


ag760 wrote:
Currently in my wallet:
Student Discover It & BankAmericard Platinum Visa
Patiently waiting for arrival! American Express BCE Smiley Happy

I mainly used the BOA and CSP for daily purchases. I'll get around to getting a freedom card and a SPG, maybe January. I need to do some pruning or gardening, my goal is not to be stuck with any low limit cards under 10k cl.

AkAir $50k | Marriott $65k | UsAir $20k | Local CU $8k
TU: 767 / EQ: 750/ EX: 737
Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
0

Re: Whats your combo?

[ Edited ]

BCP/Costo---Groceries and Costco

BofA CR- Gas (and some groceries)

Marriott- Hotels

United-Travel Tix and Bills

Citi TYP-Clothing and everyday spend

CitiAA-Travel and Bills

Barclays-clothing and Gas

 

I have stopped using and SD the following cards ( Cap1,Discover, US Bank, Citi Simplicity, Walmart, Dillards, Macys, Amex Green) The Macys and Dillards will use come November/December.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Established Contributor
Posts: 624
Registered: ‎01-04-2009
0

Re: Whats your combo?

 

Discover - 5% rotating cashback

BofA 3-2-1 - 2% for groceries

Target Store Card - 5% cashback at Target

B&N Mastercard - 5% cashback for B&N purchases (nice since e-books don't typically get discounts otherwise)

Delta Skymiles Amex - 2x miles accrual for flights

Paypal Business Debit Mastercard - 1.5% cashback (catch-all card, though technically a debit not credit card)

Senior Contributor
Posts: 4,195
Registered: ‎07-26-2008
0

Re: Whats your combo?

At the moment my rotation looks like this:

 

Discover It or Freedom- gas

Chase Sapphire- dining

BoA- groceries

Capital 1 Quicksilver for everything else


Current cards: CSP - Freedom - Discover It - Amex BCP - BoA BBR - Capital One QS and QS1 - Citi TY

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