Whats your guys best interest rate? How long have you had account?

[ways2go]

My Best is 15.24% on chase IHG rewards....

[CashOnDelivery]

AMEX BCP-12.99% (6 mos)
Chase AF Club-4% (8 1/2 yrs)

[DaveSignal]

My lowest APR is SDFCU at 6.99%.   I never "need" to carry a balance, but if I have some planned purchases which would be easier to pay over time, I plan out my expenses so they coincide with a NFCU 0% BT promotion.  Then I BT and carry it at 0%.   NFCU offers this so often that the 6.99% has never been used in the 2 years that I've had the card.

[PaBill]

Iberia Bank - 7.25%.  That's been the rate since I got it 3 years ago.  (no fee)

[Open123]

When I activated it, I think Fid Amex offered to lower it to 9.99%, for whatever reason.  Not that it matters for a rewards card, however high or low.

[Imua]

chase freedom MC @ 9.74% (same APR since i got the card 4 years ago)

[lg8302ch]

BofA travel rewards VS 9,99% and BofA cash rewards VS also 9,99% APR......and to compare my worst is Chase Freedom with 22,99% .

[damierFICO]

Freeom - 22.99, BCP - 20.99 i think. Both are 3 months old. BofA cash rewards is 18.99 I think - 5 months old. Looking forward to building up that payment history so that when I come out of the garden after a year or two I can get something a lot more reasonable. The CSP I'm an AU on is 15.24 but that doesn't really count =p.

[sup3rpat]

US Airways Platinum Mastercard @ 0%, 10months, dont know if you consider SCRA promotional 

[takeshi74]

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@dabossman wrote:

Tittle says it all, i'm curious on all your guy's accounts, whats your lowest interest rate, not promotional rate, just if you need to carry a balance what card do you use an why?

secondly how long have you had the card? DId you always have that rate, or did you get get APRDs?

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9.99% purchases and cash on my PenFed Platinum Cash Rewards.  I don't carry balances except on intro offers.  APR was given on approval back in 7/13.