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When Do The INQ's Fall Off ?

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n777ua
Established Contributor

When Do The INQ's Fall Off ?

I have about 6 INQ's between the months of Aug-Oct of 2011.  Do they fall off at the end of the month, or exactly two years from the INQ date ? Some from 8/2/11 are still reporting as of this morning.

About $215,000 total credit among 11 cards
Message 1 of 5
4 REPLIES 4
mikey78
Frequent Contributor

Re: When Do The INQ's Fall Off ?

Usually 2 years from date of inquiry
but around the 6 month mark it loses it's value


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 2 of 5
09Lexie
Moderator Emerita

Re: When Do The INQ's Fall Off ?

It would depend on the bureau. Exp goes by the last day of the month. EQ/TU the date if the inq.
Message 3 of 5
BearsAndTurtlesRtheBest
Senior Contributor

Re: When Do The INQ's Fall Off ?

I didnt know this^^ 

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 5
ccnewcc
Established Contributor

Re: When Do The INQ's Fall Off ?

Yeah for EXP i think its the 25 month is what I read directly from their website once.  Everyone else is 24 months.

 

Really though, personally I think 24/25 months is just too long for an inqiury to stay.

Message 5 of 5
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