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When Do The INQ's Fall Off ?

Established Contributor

When Do The INQ's Fall Off ?

I have about 6 INQ's between the months of Aug-Oct of 2011.  Do they fall off at the end of the month, or exactly two years from the INQ date ? Some from 8/2/11 are still reporting as of this morning.

About $215,000 total credit among 11 cards
Message 1 of 5
4 REPLIES
Regular Contributor

Re: When Do The INQ's Fall Off ?

Usually 2 years from date of inquiry
but around the 6 month mark it loses it's value


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 2 of 5
Moderator Emerita

Re: When Do The INQ's Fall Off ?

It would depend on the bureau. Exp goes by the last day of the month. EQ/TU the date if the inq.
Message 3 of 5
Senior Contributor

Re: When Do The INQ's Fall Off ?

I didnt know this^^ 

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 4 of 5
Established Contributor

Re: When Do The INQ's Fall Off ?

Yeah for EXP i think its the 25 month is what I read directly from their website once.  Everyone else is 24 months.

 

Really though, personally I think 24/25 months is just too long for an inqiury to stay.

Message 5 of 5