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Regular Contributor
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Registered: ‎02-08-2012
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When You App For a GE Card..

I know that GE generally pulls TransUnion.. But is the score they use the Credit Score or the Vantage Score??

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Re: When You App For a GE Card..

I think that GE might even have it's own internal scoring system.  I've seen some scores on here that would signify that.

 

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Regular Contributor
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Re: When You App For a GE Card..


Shogun wrote:

I think that GE might even have it's own internal scoring system.  I've seen some scores on here that would signify that.

 


I thought that.... But i would think they would still base what they use as a score off of either a credit or vantage score? But its true, i do believe they use an internal.. hmmm

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Posts: 382
Registered: ‎06-26-2012
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Re: When You App For a GE Card..

They do have an internal score -

 

I was denied for a Walmart card and the score they gave back was 50 something.... I know for sure that is not a fico score seeing how my fico scores (lender pulled) are in the 600s.

 



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: When You App For a GE Card..

Wow... Ive seen GE use several diff scores from an internal score to a true FICO..

However, Ive not seen them use a Vantage Score ever
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Valued Contributor
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Re: When You App For a GE Card..

What cards does GE carry? Do you have a link to their site?

 

Thanks

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Re: When You App For a GE Card..


Dustink wrote:

What cards does GE carry? Do you have a link to their site?

 

Thanks


https://www.gogecapital.com/en/consumer-credit-financing/find-merchants.html If you click here and go through the different types of businesses they finance ((IE: Furniture, automotive, appliances) you'll get to see all the stores they do. 

 

Not all of them are cards, some are just financing options. Also I don't think they list some stores there, such as Old navy, gap, banana republic, JC Penny, stuff like that. 

 

Once you click on the type of business, the stores they finance in that area will be listed at the bottomish left

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Re: When You App For a GE Card..

What do you think their best rewards card is?

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Re: When You App For a GE Card..

[ Edited ]

Dustink wrote:

What do you think their best rewards card is?


I don't think GE has any rewards card. They are more like a financing CCC.

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Re: When You App For a GE Card..


maiden_girl wrote:

Dustink wrote:

What do you think their best rewards card is?


I don't think GE has any rewards card. They are more like a financing CCC.


A lot of their major versions of store cards have rewards. I think walmart discover is 1% on everything, old navy is 5pts/$1 @ old navy, 1pt/$ everywhere else. Stuff like that. They aren't like great rewards cards though. 

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