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Super Contributor
CS800
Posts: 6,102
Registered: ‎04-07-2008

Re: When You Apply.. What Income Do You Use?

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‎09-29-2012 05:39 AM

I always put my base salary minus any bonuses since they fluctuate depends on the year.





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TheConductor
Posts: 227
Registered: ‎07-24-2012

Re: When You Apply.. What Income Do You Use?

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‎09-29-2012 06:50 AM

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  :smileyvery-happy:

 

 

Starting: EQ 626 (myFICO 7/22/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 665 (myFICO 2/13/12), EX 690 (CreditSesame FAKO 1/6/13) , TU 681 (WalMart 2/4/13) Goal: 700+ x3
My Wallet: Amex Zync NPSL (hidden limit > 10k), Barclaycard Apple V $2000, Walmart (Store) $900, BoA Cash Rewards V $500, CreditOne Platinum V $600, Best Buy Rewards MC $500, Chase Freedom V $400
Dream Wallet: Amex BCP, Citi Dividend Platinum V , Chase Freedom MC, Chase Sapphire Preferred V, BoA Privileges Cash Rewards VS, UPromise MC, US Bank Cash+ VS, Amex ZYNC, Amex SPG, Amex Platinum, Andrews FCU Global V
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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: When You Apply.. What Income Do You Use?

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‎09-29-2012 07:34 AM

TheConductor wrote:

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  :smileyvery-happy:

 

 

Im actually proposing to my girlfriend tonight haha... BUT before we get married im going to run a credit check on her first :smileylol: She has to have low util and a min fico of 640 haha :smileytongue:

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
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