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When You Apply.. What Income Do You Use?

Super Contributor

Re: When You Apply.. What Income Do You Use?

I always put my base salary minus any bonuses since they fluctuate depends on the year.




Message 21 of 23
Established Contributor

Re: When You Apply.. What Income Do You Use?

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  Smiley Very Happy

 

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 22 of 23
Regular Contributor

Re: When You Apply.. What Income Do You Use?


TheConductor wrote:

"When you guys apply for a credit card.. Do you ever use your combined household income? Or just your personal income... Are you allowed to use your household income?"

 

Just live alone and never marry...then they're the same thing.  Smiley Very Happy

 

 


Im actually proposing to my girlfriend tonight haha... BUT before we get married im going to run a credit check on her first Smiley LOL She has to have low util and a min fico of 640 haha Smiley Tongue

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 23 of 23