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When a cardholder dies, do Authorized users have to pay the debt?

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Anonymous
Not applicable

When a cardholder dies, do Authorized users have to pay the debt?

Authorized user NOT a cosigner

Message 1 of 4
3 REPLIES 3
redpat
Senior Contributor

Re: When a cardholder dies, do Authorized users have to pay the debt?

The debt/payment would be paid by executor/executrix with the assets of the estate.  They would also need to close accounts and take off AUs right away with their POA(power of attorney).

 

You should no longer use the card, any additional charges after the death of the primary the AU could be responsible for, from my understanding.

Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
Message 2 of 4
Anonymous
Not applicable

Re: When a cardholder dies, do Authorized users have to pay the debt?

No, auth users won't have to pay. I wouldn't continue to use the card if it's open since then that would be fraud. No one can demand payment from an auth user.

Message 3 of 4
CountryLivin
Valued Contributor

Re: When a cardholder dies, do Authorized users have to pay the debt?


@Anonymous wrote:

Authorized user NOT a cosigner


If the charges were made after the person passed away, and made with your card,  they will come after you for those charges. The card should be closed by the executor of the deceased immediately.

Message 4 of 4
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