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I previously applied for Care Credit (right when I started building credit) back in July, and was denied. I am going to try again this week. Do you know if they typically keep your application on file? Will they see that I was denied previously, or is it a whole new app?
I don't know if being denied before and apping again affects anything.
They may still see your previous denial but with apps that far apart, it won't affect you.
what do you mean to "evaluate my behavior?"
I got a GE card from Amazon not too long after their denial. I hope that helps, since they're both GE.
Oh. ok.
Well I went on a mini app spree afterwards. I got my Amazon, Cap1, and my Discover all in Oct/Nov. of last year. I haven't apped for anything since then, so it's been around 6 months. But I DO have around 8 inq's on my CR from all of that. I hope that isn't going to get me in trouble.
My AAoA is the reason for the denial last time, or "lack of credit history." I only had one student loan reporting then. I'm hoping my 3 CC's and perfect payment history will help get me approved now.
@Sitori wrote:Oh. ok.
Well I went on a mini app spree afterwards. I got my Amazon, Cap1, and my Discover all in Oct/Nov. of last year. I haven't apped for anything since then, so it's been around 6 months. But I DO have around 8 inq's on my CR from all of that. I hope that isn't going to get me in trouble.
My AAoA is the reason for the denial last time, or "lack of credit history." I only had one student loan reporting then. I'm hoping my 3 CC's and perfect payment history will help get me approved now.
You should be OK for approval, good luck!!!