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When are your payment due dates?

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CollegeStudent530
Regular Contributor

When are your payment due dates?

I was talking to a co-worker last week and he mentioned that he would always have his credit card payments on the 20th, 21st, and 22nd of each month in the same area.

 

I just recently changed mines to the 21st of each month. How do you manage your payments?

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10 REPLIES 10
Peteyglad
Established Contributor

Re: When are your payment due dates?

I never thought about it, I have never moved my payment date from what was given to me so mine are all scattered throughout the month. 

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Message 2 of 11
aurelie00
Regular Contributor

Re: When are your payment due dates?

I've moved all of mine to the 16th of the month to align with my pay cycle and budget management.


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Message 3 of 11
takeshi74
Senior Contributor

Re: When are your payment due dates?


@CollegeStudent530 wrote:

When are your payment due dates?

All over the place.

 


@CollegeStudent530 wrote:

How do you manage your payments?


Depends on a number of factors.  I either pay on due date or prior to.  Never needed to adjust due dates.

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pats23
Contributor

Re: When are your payment due dates?

Scattered, usually manage by paying early and even with 9 CC and 3 loans its still way to manage because I check everything everyday religiously. Also alert reminders via text or email are nice

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Message 5 of 11
lawless05
New Contributor

Re: When are your payment due dates?

With about 7 cards I use mint reminder system to check before my paydays. But for the most part I make two payment a months on the 1st and 15th on card that I''m carrying a balance on. But when all my balance are down to 0 i would more then to the middle of the month.

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missjae
Established Contributor

Re: When are your payment due dates?

Mine are all over the place.  I've changed a couple of due dates to align with my pay dates, but in general, I just keep a list of what needs to be paid (credit cards & otherwise) and make sure they're paid on time.  It works when I'm only using a few cards, but in the past, when I've used too many, I made late payments.  I make sure I confine my usage to a few select cards to avoid this....

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DaveSignal
Valued Contributor

Re: When are your payment due dates?

All are either at the beginning of the month or the middle of the month.  This works because every time I get paid and am planning on putting money in different bank accounts, I also pay my bills.  It also helps to precisly control reported utilization, if I need to, by letting me switch to cards that aren't reporting right away if I want to let the others that I just paid on the due date report a specific balance (such as $0).

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CreditScholar
Valued Contributor

Re: When are your payment due dates?

All of mine are on the 1st.
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Message 9 of 11
Commandolam
New Contributor

Re: When are your payment due dates?


@CreditScholar wrote:
All of mine are on the 1st.

Same here. This guy knows how it's done.

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