When asking for a CLI...

[sunrise]

will they do a hard pull or soft pull?  If I could get CLI's on my cards this would help util go even lower, but I don't want the hard pull!   TIA

[Anonymous]

depends on the company-

[Anonymous]

You have to call and ask them and hope they know what they are talking about.

[Anonymous]

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RGordon wrote:

You have to call and ask them and hope they know what they are talking about.

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That is the truth!

Since CSRs are so often clueless, this forum is probably a more reliable source for that info than a CSR. If you could post which issuers you are looking for a CLI from, I would imagine someone here will know whether they do soft / hard / no pull.

[sunrise]

 Original post was...if I go for a cli will they pull a hard or soft inq?  Anyone know about these cards?

Juniper

HSBC(orchard)

Direct Merch(yuk)

GE carecredit

GE John Deere

Credit One(yuk)

Applied Card(yuk)

Thanks!!!

[Poohbear]

Bump, Please

[Anonymous]

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sunrise wrote:

 Original post was...if I go for a cli will they pull a hard or soft inq?  Anyone know about these cards?

Juniper

HSBC(orchard)

Direct Merch(yuk)

GE carecredit

GE John Deere

Credit One(yuk)

Applied Card(yuk)

Thanks!!!

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Wish I could help I don't have any of those cards.  Sorry

[Anonymous]

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sunrise wrote:

 Original post was...if I go for a cli will they pull a hard or soft inq? 

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Citi was soft for me.  I used the online button.

krystofur