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When can I pass 5/24 for CSR?

Frequent Contributor

When can I pass 5/24 for CSR?

I'm wondering if anyone has any insight as to when I might be able to apply for the Chase Sapphire Reserve?

 

Here's a list of cards that were opened in the last two years:

 

  • Barclay Aviator                      November 2014
  • Chase Freedom                    December 2014
  • Citi AAdvantage                    March 2015
  • AMEX SPG Business           August 2015
  • Chase United Business      December 2015
  • Banana Republic Card       December 2015
  • Citi Prestige                           April 2016
  • AMEX EDP                            April 2016 

If the two business cards are not counted toward 5/24, then I should be able to apply in January 2017.  If only the Chase one counts, then I should be ok in April of 2017.  If both count, then I won't be eligible until September 2017.

 

Does anyone have any idea which of these apply?

Message 1 of 12
11 REPLIES
Valued Contributor

Re: When can I pass 5/24 for CSR?

Does your Amex SPG show up on your personal credit report?
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 2 of 12
Moderator

Re: When can I pass 5/24 for CSR?

Only the Chase business card counts, the Amex one does not as Chase can't see that one.

Message 3 of 12
Frequent Contributor

Re: When can I pass 5/24 for CSR?

Neither show up on my credit report
Message 4 of 12
Valued Contributor

Re: When can I pass 5/24 for CSR?

OK, thanks for the answer.
CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 5 of 12
Regular Contributor

Re: When can I pass 5/24 for CSR?

Have you tried going in branch to see if you have a pre-approval offer? This is one way to help get around 5/24. I say help because it's still not a guarantee, but does seem to have a high success rate.

Message 6 of 12
Valued Contributor

Re: When can I pass 5/24 for CSR?


RBM3 wrote:

Have you tried going in branch to see if you have a pre-approval offer? This is one way to help get around 5/24. I say help because it's still not a guarantee, but does seem to have a high success rate.


Good point. 

Message 7 of 12
Established Member

Re: When can I pass 5/24 for CSR?

You can try in Chase branch. There are data points that many could bypass 5/24 with in-branch pre-approval.

Message 8 of 12
Highlighted
Frequent Contributor

Re: When can I pass 5/24 for CSR?

No pre-approval 😒
Message 9 of 12
Valued Contributor

Re: When can I pass 5/24 for CSR?


fittiger wrote:

I'm wondering if anyone has any insight as to when I might be able to apply for the Chase Sapphire Reserve?

 

Here's a list of cards that were opened in the last two years:

 

  • Barclay Aviator                      November 2014
  • Chase Freedom                    December 2014
  • Citi AAdvantage                    March 2015
  • AMEX SPG Business           August 2015
  • Chase United Business      December 2015
  • Banana Republic Card       December 2015
  • Citi Prestige                           April 2016
  • AMEX EDP                            April 2016 

If the two business cards are not counted toward 5/24, then I should be able to apply in January 2017.  If only the Chase one counts, then I should be ok in April of 2017.  If both count, then I won't be eligible until September 2017.

 

Does anyone have any idea which of these apply?


You Have some really nice cards in your portfolio...

Except for that red-headed step-child, aka Banana Republic.🍌

What happened there?? Lol


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 10 of 12