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Regular Contributor
anderl
Posts: 243
Registered: ‎06-08-2009

When can i upgrade my Amex charge

I've had my Amex Gold for 5mnths.now- everytime I log on to my account and look at other cards the Upgrade Now button pops up to upgrade to The Platinum Amex- i've tried to upgrade twice and it says that my card does not qualify for an upgrade at this current time-how long till i'm able to upgrade?:smileyvery-happy:

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); Amex Zync(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(10K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(6K CL); Lowes(2.5K CL).
New Contributor
ALP
Posts: 57
Registered: ‎03-26-2010

Re: When can i upgrade my Amex charge

I believe, due to the card act, you must wait 1 year to upgrade or switch without it being considered a "new account".   

 

I may be wrong and I don't have the source so hopefully you'll get a better answer from one of our experienced forum members.  :smileywink:


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Valued Contributor
MrShush
Posts: 1,412
Registered: ‎04-18-2008

Re: When can i upgrade my Amex charge

I've often wondered this myself. I don't want to call them either. I've had the offer to upgrade to the Golds and Platinum but I get the same message and for me to call to apply.

New Contributor
Insyder
Posts: 75
Registered: ‎12-08-2010

Re: When can i upgrade my Amex charge

The account has to be open for a full 12 months to be in compliance w the new laws before a higher fee product can be issued. So upgrades are available in the 13th month.

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Valued Member
David31
Posts: 52
Registered: ‎04-02-2009

Re: When can i upgrade my Amex charge

So you are saying that my Freedom to upgrade my CC has been taken away by Obama? As a consumer I should be able to elect to have my CC upgraded and pay a higher fee at my choosing. 

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008

Re: When can i upgrade my Amex charge

Pre approvals for  Gold, Green and Zync are showing when I log in.  Will they ever pre approve me for cards with no AFs?

Valued Contributor
android01
Posts: 1,205
Registered: ‎09-22-2009

Re: When can i upgrade my Amex charge

 


Insyder wrote:
The account has to be open for a full 12 months to be in compliance w the new laws before a higher fee product can be issued. So upgrades are available in the 13th month.

I wonder how backdated AMEX accounts would work with upgrades.  I opened a gold Delta Skymiles account in December.  This "new" account is backdated to 1986.  AMEX keeps making offers to upgrade to one of the higher fee Delta cards. 

 

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New Contributor
Insyder
Posts: 75
Registered: ‎12-08-2010

Re: When can i upgrade my Amex charge

[ Edited ]

 


android01 wrote:

 


Insyder wrote:
The account has to be open for a full 12 months to be in compliance w the new laws before a higher fee product can be issued. So upgrades are available in the 13th month.

I wonder how backdated AMEX accounts would work with upgrades.  I opened a gold Delta Skymiles account in December.  This "new" account is backdated to 1986.  AMEX keeps making offers to upgrade to one of the higher fee Delta cards. 

 


 

 

Even tho the account is backdated on your report to 1986, it was legally opened in Dec so you won't be able to upgrade till Jan 2012. If you try to upgrade through the site you eventually will get one of the not eligible messages.

 

edited to quote


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Established Contributor
jefftca925
Posts: 680
Registered: ‎08-14-2008

Re: When can i upgrade my Amex charge

[ Edited ]

just out of curiosity... and based on other folks experience with Amex... when is a good time to apply for a second card? I just received my Green and I'd love to get the TE Costco card for gas and daily expenses.  Their gas prices are the cheapest in my area (over $4/gal now...can you believe it???) and I go there all the time as the store is 5 minutes from work.  Plus a second card would totally help my AAoA (member since 1982).  I've used the green card a few times already and LOVE the fact that I can see pending charges on the website almost immediately.

CCs: Chase Freedom World MC 6.9k, CSP VISA Sig 7k, BofA Amex 12.5k, Discover 10.5k, US Bank Cash+ Visa Sig 12.5k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 9.2k, Citi AA Amex 6k, Nordstrom Visa Sig 10k, Amex Zync, Costco Amex 12k, BofA CR Visa Sig 17k, Amex BCP 9.5k, Amex Blue 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 4k, NFL Visa 4k, Patelco Visa 10k, Penfed PR Visa 44.6k, Chase United Visa Sig 13k, Chase Marriott Visa Sig 8k, Citi Simplicity 11.4k, PayPal MC 5k, Compass Visa 4k, WF Visa Sig 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sig 10.8k, Capital One QS Visa 3k, FRN MC 12k, Vitacost MC 12k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Barclay Arrival 10k FICOs as of June '14...EQ 808 TU 804 EX ?
Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010

Re: When can i upgrade my Amex charge

I'm getting Plum pre-approvals now, despite the fact that I've never given them indication that I have any kind of business.


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