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When can i upgrade my Amex charge

Established Contributor

Re: When can i upgrade my Amex charge

DW apped and received a second card (Blue Cash) five months after apping for Zync. Her situation may be slightly different because she was an AU on two Amex tradelines when she apped for Zync, and three or four Amex trade lines when she apped for Blue Cash.

Frequent Contributor

Re: When can i upgrade my Amex charge

I was approved for Zync in Dec last year, and then a month later for Amex Costco! My CL for Costco is not high compared to other folks on the site, but I will take the approval. Hoping to get a CL after establishing a good history with them. By the way both cards are jut now showing on my reports and backdated to 2005 when I was an AU on two of my husbands accounts.
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Valued Contributor

Re: When can i upgrade my Amex charge

@jefftca925

 

Received my Green in June 2010 and last month, app'd and approved for Blue.

Established Contributor

Re: When can i upgrade my Amex charge

Thanks all!  I'll give it a shot in a few months.  Have a couple of INQs that I'd like to age before I pull any triggers.  So far I'm liking American Express!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Frequent Contributor

Re: When can i upgrade my Amex charge

+1

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Regular Contributor

Re: When can i upgrade my Amex charge

Just a word of warning about Amex upgrade that I "learned".  If you have multiple cards with them and the card you want to upgrade is not at/beyond the 13 months and another is they will upgrade that one. 

 

In my case I have Amex Green (work), Amex Platinum, HHonors Amex, Delta Amex.  I wanted to upgrade HHonors to HHonors Surpass.  Problem is I forgot I have only had the HHonors card for like 9 months.  Did the upgrade thing online and no problems.  Checked my account after requesting the upgrade and I have HHonors and HHonors Surpass and no more Delta.  Called right away and they reversed the entire thing... throw out my existing cards, throw out the new wrong cards and then use the new new cards.  They fixed it but the system is apparently designed to sub another card if the one you want to replace is not eligible.

Frequent Contributor

Re: When can i upgrade my Amex charge

Hmmmm....very interestingSmiley Surprised

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Valued Contributor

Re: When can i upgrade my Amex charge

 


JaysonT wrote:

Just a word of warning about Amex upgrade that I "learned".  If you have multiple cards with them and the card you want to upgrade is not at/beyond the 13 months and another is they will upgrade that one. 

 

In my case I have Amex Green (work), Amex Platinum, HHonors Amex, Delta Amex.  I wanted to upgrade HHonors to HHonors Surpass.  Problem is I forgot I have only had the HHonors card for like 9 months.  Did the upgrade thing online and no problems.  Checked my account after requesting the upgrade and I have HHonors and HHonors Surpass and no more Delta.  Called right away and they reversed the entire thing... throw out my existing cards, throw out the new wrong cards and then use the new new cards.  They fixed it but the system is apparently designed to sub another card if the one you want to replace is not eligible.


Thanks for that info!  I would have found myself in the same situation as I have multiple AMEX accounts.  I was going to upgrade a (less than 12 month old) Delta Gold to a Delta Platinum for the bonus "upgrade" miles.  

 

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Established Contributor

Re: When can i upgrade my Amex charge

 


android01 wrote:

 


JaysonT wrote:

Just a word of warning about Amex upgrade that I "learned".  If you have multiple cards with them and the card you want to upgrade is not at/beyond the 13 months and another is they will upgrade that one. 

 

In my case I have Amex Green (work), Amex Platinum, HHonors Amex, Delta Amex.  I wanted to upgrade HHonors to HHonors Surpass.  Problem is I forgot I have only had the HHonors card for like 9 months.  Did the upgrade thing online and no problems.  Checked my account after requesting the upgrade and I have HHonors and HHonors Surpass and no more Delta.  Called right away and they reversed the entire thing... throw out my existing cards, throw out the new wrong cards and then use the new new cards.  They fixed it but the system is apparently designed to sub another card if the one you want to replace is not eligible.


Thanks for that info!  I would have found myself in the same situation as I have multiple AMEX accounts.  I was going to upgrade a (less than 12 month old) Delta Gold to a Delta Platinum for the bonus "upgrade" miles.  

 


 

 

thanks for that great piece of info!!  I've never read that before and I guess it would confuse a few people (and some Amex CSRs)

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k