When can you reapply after combining Cap1 cards?

rmduhon · ‎11-14-2016

Hubby just combined his QS1 into his QS Sunday. How long does it take to 'reset' so he can apply for either another QS or one of the Venture cards? He also has a secured Platinum that he's not wanting to close right now if that makes a difference.

washpadude · ‎11-14-2016

@rmduhon wrote:
Hubby just combined his QS1 into his QS Sunday. How long does it take to 'reset' so he can apply for either another QS or one of the Venture cards? He also has a secured Platinum that he's not wanting to close right now if that makes a difference.

I combined my QS in to my Venture in August. Approved for a Venture One a few days later.

BK CH7 Discharged 03/2015
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Anonymous · ‎11-14-2016

@washpadude wrote:
@rmduhon wrote:
Hubby just combined his QS1 into his QS Sunday. How long does it take to 'reset' so he can apply for either another QS or one of the Venture cards? He also has a secured Platinum that he's not wanting to close right now if that makes a difference.
I combined my QS in to my Venture in August. Approved for a Venture One a few days later.

I was thinking the same thing as I'm about to combine my Venture into my QS. I will see if I can get a cli on the Venture after statement cuts then proceed. I also was going to apply for a QS siggy or Venture 1 after the combo and then repeat the same actions 6 months from now.

rmduhon · ‎11-16-2016

Still hasn't 'reset'. Hubby received a prequal in the mail yesterday for a Platinum with a lower interest rate so we tried to accept it but still 'have too many account'. I figured we could PC it into a QS then combine the current one into the new one at a lower rate. Don't think he qualifies for excellent credit with them yet since he doesn't have a card that's 3+ years so a QS/Venture is out for a bit.