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When did Chase become BK friendly?

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sjt
Senior Contributor
‎10-21-2013 06:05 PM
‎10-21-2013 06:05 PM

Re: When did Chase become BK friendly?

@visorboy1974 wrote:

I BK7 in 2006 and included Chase.  Even when my WaMu card converted to Chase, they promptly closed it after their first account review.    

 

Fast forward to last year, I financed my new car purchase with Chase at 3.29% and said what the heck, why not apply for a credit card?  Auto-decline online with my BK on record, but on recon, they gave me a second chance, which I am thankful for.   

Congrats on the auto loan and Chase Card.

 

What card did you get and what was the credit line?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 11 of 14
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visorboy1974
Valued Contributor
‎10-22-2013 01:18 AM
‎10-22-2013 01:18 AM

Re: When did Chase become BK friendly?

@sjt wrote:
@visorboy1974 wrote:

I BK7 in 2006 and included Chase.  Even when my WaMu card converted to Chase, they promptly closed it after their first account review.    

 

Fast forward to last year, I financed my new car purchase with Chase at 3.29% and said what the heck, why not apply for a credit card?  Auto-decline online with my BK on record, but on recon, they gave me a second chance, which I am thankful for.   

Congrats on the auto loan and Chase Card.

 

What card did you get and what was the credit line?

United MileagePlus Club - $8K. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 12 of 14
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sjt
Senior Contributor
‎10-22-2013 03:12 PM
‎10-22-2013 03:12 PM

Re: When did Chase become BK friendly?

@visorboy1974 wrote:
@sjt wrote:
@visorboy1974 wrote:

I BK7 in 2006 and included Chase.  Even when my WaMu card converted to Chase, they promptly closed it after their first account review.    

 

Fast forward to last year, I financed my new car purchase with Chase at 3.29% and said what the heck, why not apply for a credit card?  Auto-decline online with my BK on record, but on recon, they gave me a second chance, which I am thankful for.   

Congrats on the auto loan and Chase Card.

 

What card did you get and what was the credit line?

United MileagePlus Club - $8K. 

Congrats! That a nice line and card.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 13 of 14
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sjt
Senior Contributor
‎10-22-2013 03:12 PM
‎10-22-2013 03:12 PM

Re: When did Chase become BK friendly?

Im glad to see Chase being pragmatic in their approval process.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 14 of 14
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