@Anonymous wrote:
Got mine in mid 2012, it was my 4th card after two Visas, and a Discover CashBack card. Scores were probably in the mid to high 600s, approved for $1k. Originally app'd for the BCE, held it for two years, using seldomly. Then upgraded to the BCP in early 2014 as part of my swicth from using a debit card as a daily driver to using rewards cards 99.99% of the time. When I started using it regualry I saw a few auto CLI's. CLI to $2k, 3mo later to $3k, then another auto to $7500. Requested a CLI in early 2015 to $15k, approved. Saw an auto CLI back in October to $20K after getting approved for the Chase SP at a much higher CL. Scores are now floating in the high 700's, low 800s.
My BCP is my daily driver, except now I use my SP fo dining/food.
Hope this helps.
I am surprised that people use BCP/BCE as a daily driver. Outside the categories, both cards earn just 1%, and have a horrible rewards scheme (delayed by an extra month and have to be used in increments of $25). With 2% and 1.5% cards easily available, doesn't make sense to me....
In Jodysmithavl case, using the CSP makes more sense as the points are potentially more valuable (1.25c used on the site for travel, more if transferred to partners) and in the worst case can be redeemed for cash without the increment and post at statement close.
