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Posts: 166
Registered: ‎05-11-2008
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When do CC's report to CRA?

I have a Cap1 and Wamu card I made payments on to drop my Util. I did this all during month of May.
I pulled my report from TC today and they still show old balances. Does anyone know when new balances are reported?
Frequent Contributor
Posts: 339
Registered: ‎12-12-2007
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Re: When do CC's report to CRA?

Check your end statement date...I believe that is the date they report to the CRA
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Posts: 8,198
Registered: ‎03-25-2007
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Re: When do CC's report to CRA?

Most cards report on or soon after the statement dat.
Except Amex, who are weird
The slide from grace is really more like gliding
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Posts: 6,794
Registered: ‎09-29-2007
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Re: When do CC's report to CRA?

MidnightVoice wrote:
Most cards report on or soon after the statement dat.
Except Amex, who are weird

Yes, but even though Amex doesn't report on or near the statement date, they do report the statement balance, which is the balance you want to target if you're trying to control reported utilization.  So in this respect they can be treated the same as other cards, with the caveat that it may take up to a couple of months for that particular balance to be reported.

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