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1111mel wrote:
It will drop your average age of accounts.....Depending on how old the next card in line is would determine if the drop would be that bad or worth worrying about. If you are going to buy a house in the next six months I wouldn't close anything and just continue to pay the fees. Nor would I apply for new credit before you buy the house either.
cheddar wrote:You will, however, see an immediate revolving utilization effect, since a the card's CL will be removed from utilization calculations as soon as the card is reported closed.