When do they report?

Anonymous · ‎06-06-2012

I can't get a straight answer from any of my CC on the exact bureau reporting dates.. My husband's HSBC has a due date of the 16th, statement date is the 22nd..my HSBC has a due date of the 5th, statement date of the 11th, capital one has a due date of the 12th, statement date of the 15th..how does the reporting work? We paid off chunks of the balances that were around 95% on all (awful, I know)..and now we are around 45. ( will be less than 30 by June 30). If I want mine to Report lower (175/300..looking for 100/300), should I make an additional payment now so it'll reflect for June?

SwiftTone · ‎06-06-2012

The balance at the end of the statement date is what gets reported to the CRBs. It usually takes a couple days, dependinging on the CRB, for it to show up on the report. EX is usually the fastest and TU is usually the slowest.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766

namvet · ‎06-06-2012

@SwiftTone wrote:
The balance at the end of the statement date is what gets reported to the CRBs. It usually takes a couple days, dependinging on the CRB, for it to show up on the report. EX is usually the fastest and TU is usually the slowest.

+1 IME