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mickie08 wrote:I highly doubt that with a secured account that they will change from secured to unsecured with a phone call. Maybe if you had some serious credit issues resolved in that time and your score had jumped 100 points, but as far as it being like calling in for a CLI I doubt it.
@Anonymous wrote:
@Anonymous wrote:I highly doubt that with a secured account that they will change from secured to unsecured with a phone call. Maybe if you had some serious credit issues resolved in that time and your score had jumped 100 points, but as far as it being like calling in for a CLI I doubt it.From my understand from reading threads on this board about the BOFA secured. You can't call an request for them to unsecured it they will have to do it on there on when they feel like your eligible.
Thx for that clear up well i'm not gonna bug them i will wait until my card reaches a year if it doesn't unsecure then i will give them a call.
Geordi wrote:I have had two different BoA secured cards graduate. Here is how it happens:
1) You meet the requirements (BoA internal audit of your account) with a minimum of 9 months of perfect account history and they will automatically unsecure your account.
2)You call after you have greater than 12 months of perfect account history yet your account did not automatically unsecure.
Otherwise, YMMV