08-28-2010 01:17 PM
Does anyone know when Bank of America reports payments made to the credit bureau? We are applying for a mortgage & I wondered if a last minute payment before the 1st of the month to boost my credit rating would help or if they waited until the statement date to report.
08-28-2010 01:35 PM
My 3 BofA report the statment balance as do all my other business and personal CC. There are just a few that report something else and I think they are all somewhat unusual.
08-28-2010 03:38 PM
one trick that has worked in the past with boa is do your payments let them post then go into your account settings and change your contact info (even if you just change it to what it already is) that generally will cause them to update your balance on your reports.
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