@foxen wrote:Hi everyone,
I have a Bank of America Platinum Plus Card. I just called Bank of America and asked a representative this question, and he told me that he had no way of knowing the answer to that question because they keep this information "very secretive".
That's nice, I got just the opposite response. My CSR was glad to answer, but gave me info that was clearly wrong. He said "I've been with B of A for a year, and it's always reported on the last day of each month". Well, I'd heard that some cards work that way, but I also have solid evidence that my balance had been reported about two days after each statement cycle closed. I can see this in the history of alerts I get from EQ. BUT the CSR may have had a time warp for 11 months of his year with B of A. My latest alert did come in at the end of July, so I'm waiting to see what happens this month. If they are really changing to the end-of-the-month system, it will wreck my payment-due cycle. Maybe they just "forgot" to tell me about it.
Anyway, be aware that whatever you know about this topic is not permanent. YMMV in time as well as among people.
Starting Score: EQ 804 - (April 2009) 
They usually report the following month after opening 