Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 237
Registered: ‎08-03-2011
0

When does Capital One report to the bureaus?

When do they do it? My statement date is the 20th of every month. Also, do they report to all 3?

Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
0

Re: When does Capital One report to the bureaus?

I'd say somewhere around when your 2nd statement cuts, that's from personal experience and most likely what you'll read on other threads

Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,486
Registered: ‎08-14-2011
0

Re: When does Capital One report to the bureaus?


RussianPassion wrote:

When do they do it? My statement date is the 20th of every month. Also, do they report to all 3?



Best guess is 20th of every month.  Best way to find out is call and ask them about your account.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
0

Re: When does Capital One report to the bureaus?

As previously mentioned, they'll report right about the 20th of every month.  EX usually shows right away, EQ a day later and TU a day or two after that.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Valued Contributor
Posts: 1,157
Registered: ‎01-22-2008
0

Re: When does Capital One report to the bureaus?

My DH's showed up on his TU today and says it was reported on the 20th. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (05/11/16): EQ 679 TU 650 EX 668 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($2700) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Frequent Contributor
Posts: 306
Registered: ‎01-12-2011
0

Re: When does Capital One report to the bureaus?

Errr maybe I read that wrong at first sorry Smiley Wink

 

Thought you meant as if you just got the card and it hasn't reported yet!

 

 


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Regular Contributor
Posts: 237
Registered: ‎08-03-2011
0

Re: When does Capital One report to the bureaus?

Correct. Sept 20 was when my FIRST statement was issued. I guess I will not see anything on the report till my second statement gets issued.

Regular Contributor
Posts: 237
Registered: ‎08-03-2011
0

Re: When does Capital One report to the bureaus?

Got reported today. Of course no indication of my first payment, but the TL is added. So far it is only added to EX, like others have suggested. Result... +20 FAKO... I did not have a single OPEN account when I got this card. I left the country in 2007 and when I did, I paid off and closed all the accounts. After coming back this year, I have been working on getting my collections removed and reestablish the credit. So now I am at 675 FAKO. My oldest accounts are 12-14 years old... Too bad I closed them. Who knew I would be coming back... I wonder what my EX FICO at now...

Regular Contributor
Posts: 237
Registered: ‎08-03-2011
0

Re: When does Capital One report to the bureaus?

Actually SEPT payment already marked as OK... It might be because I have alrady made payments... I made a payment to bring my balance to around 10% of credit limit BEFORE the statement cut off day (20) and then I made the minimum payment the moment I got the actual statement email.

Contributor
Posts: 298
Registered: ‎08-16-2011
0

Re: When does Capital One report to the bureaus?

Yea my first statement date will be the 6th and it's still not on my CR =( I've had the card for two weeks! My BofA was on my CR within 3 days


Starting Score 8/16/11: TU:552 EQ:575 EX:480 via State Farm
Current Score: TU:608 EQ:601 EX:580 via AMEX
Goal Score: EQ:650 TU:650


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.