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When does Discover reports new cards?

Super Contributor

When does Discover reports new cards?

When does Discover reports new card to CRA's? I know GE backed cards report right after the approval. Does any one know when Discover might report new cards to CRA's?
Message 1 of 20
19 REPLIES
Frequent Contributor

Re: When does Discover reports new cards?

From instant online approval to appearing on Experian, mine took about 6 calendar (not business) days. They usually report fast.
Message 2 of 20
Established Contributor

Re: When does Discover reports new cards?

Congrats on the new Discover card. They're a very good company to deal with.  I'm just curious though... how many INQs do you have on your reports?  I've read a lot of your posts and it seems you apply for credit a lot.
CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 3 of 20
Super Contributor

Re: When does Discover reports new cards?


jefftca925 wrote:
Congrats on the new Discover card. They're a very good company to deal with.  I'm just curious though... how many INQs do you have on your reports?  I've read a lot of your posts and it seems you apply for credit a lot.

 

They pulled TU for me. 1 Inq and scores around 720. It is the last major card that I never had. Now my card collection is complete.
Message 4 of 20
Frequent Contributor

Re: When does Discover reports new cards?

I applied on 10/15/08 for Discover More, and it was on all my reports for October 2008. Since EQ and EX show the month, they show 10/1, but TU shows the actual day of 10/15.

 

I requested a CLI on the phone option 10/10/09 and I was so excited they went from $8 to $10K. Then they took until December to report it.

 

 

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Message 5 of 20
Senior Contributor

Re: When does Discover reports new cards?

Very often it is on your CR before you even get the card.

 

They seem to vary on who they pull, TU and EQ.  And this doesn't appear to be location dependent, because I was pulled TU, but family in my same town had EQ pulled.

 

CONGRATS concord on the new acquisition and completing your collection Smiley Happy

 

 

 

 

Message Edited by txjohn on 12-27-2009 09:50 AM

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 6 of 20
Valued Contributor

Re: When does Discover reports new cards?

I got my instant on 12/24; Concord I will let you know when mines report or vise versa please.

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 7 of 20
Senior Contributor

Re: When does Discover reports new cards?


concorduser wrote:
When does Discover reports new card to CRA's? I know GE backed cards report right after the approval. Does any one know when Discover might report new cards to CRA's?

 

DFS reports your new account to the CBR's sometime between the issuance of your account number and the production of the plastic card, i.e. immediately after your approval.
Message 8 of 20
Regular Contributor

Re: When does Discover reports new cards?

Mine reported a couple of days after approval AND then about 3 more times between that time and the end of the first billing cycle.
Message 9 of 20
Established Member

Re: When does Discover reports new cards?

I thought I read on here that Discover might take up to two months. Best Buy (HSBC) has appeared on EX today and I was just approved about 5 days ago. I hvent received my card yet, thats kind of quick isn't it? I hope Discover takes a little longer because I'm still waiting to app one more card and I know the new accounts will hurt me


Starting Score: 580
Current Score: 720
Goal Score: 800


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Message 10 of 20