When does GE report new CL?

dhon55 · ‎09-23-2013

Hi all,

Any idea when GE reports new credit limits? Perhaps not until the next statement, which would make sense. I got an itch to app for either the Fidelity AMEX card, and/or an AMEX BCE--not sure if I have a shot at either, but on my current credit report, my highest limit is 2,000.

Last night I got a CLI on my two GE's, and Walmart is my new highest CL at 4,450. Maybe that'll look better and I should wait for it to report before apping?

Goal Scores: 720+ (Experian Lender Pull 09/13): 733; Discover TU (01/14): 751; Walmart TU08 (02/14): 754;
WF Platinum (10/12) $1,600; WM Discover (12/12) $5,500; Amazon GE (12/12) $2,500; CapOne Quicksilver (12/12) $750; Discover IT (01/13) $1,000; Chase Amazon (02/13) $2,500; Citi Forward Student (02/13) $2,000; AMEX BCE (09/13) $15,000

myjourney · ‎09-23-2013

@dhon55 wrote:
Hi all,

Any idea when GE reports new credit limits? Perhaps not until the next statement, which would make sense. I got an itch to app for either the Fidelity AMEX card, and/or an AMEX BCE--not sure if I have a shot at either, but on my current credit report, my highest limit is 2,000.

Last night I got a CLI on my two GE's, and Walmart is my new highest CL at 4,450. Maybe that'll look better and I should wait for it to report before apping?

GE will report on the following statement after the CLI and I would wait for it to report before any apps

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

dhon55 · ‎09-30-2013

I just wanted to update to say I got impatient and applied for both.

AMEX BCE approved 5k, my highest limit yet with EX at 733. Then Fidelity (FIA), I just heard, rejected my app, due to too many inqs, too high a loan balance, and a short credit history, with an EX-pulled score of 730.

Goal Scores: 720+ (Experian Lender Pull 09/13): 733; Discover TU (01/14): 751; Walmart TU08 (02/14): 754;
WF Platinum (10/12) $1,600; WM Discover (12/12) $5,500; Amazon GE (12/12) $2,500; CapOne Quicksilver (12/12) $750; Discover IT (01/13) $1,000; Chase Amazon (02/13) $2,500; Citi Forward Student (02/13) $2,000; AMEX BCE (09/13) $15,000

09Lexie · ‎09-30-2013

Guess, it's time to head to the garden! At least you are bringing a nice seedling with you.

Closing Credit Cards

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