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My 4th statement cut on my Gap Store Card. Do they usually give auto CLI's after the 4th statement or is it the 6th? Or is Gap good at CLI's at all? I thought maybe I would call in, but chickened out. Not in the mood for a denial today. lol. If utl is a big factor, I can count it out right now because my utl is high right now on my CRs. (Techincally it's already lowering because I've been paying off my accounts to zero, but it's after they statement date so they won't report zero until next month).
From what I recall is that you can request a CLI by the 4th statement. 4
Auto CLI depends. Some have gotten afetr 2-3 statements others at a different time.
Good Luck!
@2ndTimeAround2012 wrote:From what I recall is that you can request a CLI by the 4th statement. 4
Auto CLI depends. Some have gotten afetr 2-3 statements others at a different time.
Good Luck!
I got mine on my 3rd statement...it was auto....u can also call the backdoor every 2-3 months for increase, (from my experience)
I bit the bullet and called in. They gave me an increase of $200....for a total now of $400. *Sigh* Oh well, it's progress! LOL!
@Fresh-Start wrote:I bit the bullet and called in. They gave me an increase of $200....for a total now of $400. *Sigh* Oh well, it's progress! LOL!
Did u talk toan underwriter?? They tend to give higher increases than the automated
@kobe2012 wrote:
@Fresh-Start wrote:I bit the bullet and called in. They gave me an increase of $200....for a total now of $400. *Sigh* Oh well, it's progress! LOL!
Did u talk toan underwriter?? They tend to give higher increases than the automated
No, I didn't. Can I still talk to them since they already gave me $200? Would it be a hard pull if I did?